Baihui Dragon Card is a joint financial IC debit card jointly launched by China Construction Bank and Qilong.com with the function of preferential consumption. In addition to all the financial functions of the savings card of China Construction Bank, cardholders can also enjoy related activities at Qilong.com(Qilong.com is the website of Wang Yi Computer Co., Ltd.). At present, the card is issued in Guangdong (except Shenzhen), Inner Mongolia and Hunan branches, and local customers can hold their valid identity documents to consult at the outlets of China Construction Bank.
If users no longer need to enjoy the membership service of Baihui Dragon Card, they can cancel their accounts at any outlet with valid ID and Baihui Dragon Card, and cancel the signing relationship of Qilong at the same time. Com membership function ". Users should note that Baihui Dragon Card cannot cancel the membership function alone. Customers of Guangdong Branch can call Qilong.com customer service hotline 4006- 136-368 for consultation and handling if they need to apply for refund of Baihui Dragon Card's membership fee.
Banking business can be divided into two parts: one part is traditional business, including general loans, simple foreign exchange trading, trade financing and so on. This is mainly supported by a large number of branch outlets and business volume. In addition, there are complex businesses, such as derivative products, structured financing, leasing, introducing strategic investors, mergers and acquisitions, etc. These are high-tech and high-profit business areas, which are not very dependent on the branch network. According to the composition of its balance sheet.
Banking business is mainly divided into three categories: liability business, asset business and intermediary business. Debt business is the business of commercial banks to form a source of funds, and it is an important basis for intermediary business and assets of commercial banks. The liability business of commercial banks is mainly composed of deposit business and loan business. Asset business is the business that commercial banks use funds, including loan business, securities investment business and cash asset business. Intermediary business refers to the business that does not constitute on-balance-sheet assets and liabilities of commercial banks and generates non-interest income, including trading business, clearing business, payment and settlement business, bank card business, agency business, custody business, guarantee business, commitment business, wealth management business and electronic banking business.