No, the staff of Bank of Communications Credit Card Center are not officially established by Bank of Communications, but they enjoy some bank benefits.
Bank of Communications (English BCM, Chinese Bank of Communications) was established in 1908. It is one of the six largest banks in China, one of the oldest banks in China and one of the modern note-issuing banks in China. 1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.
Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches, 99 provincial branches/kloc-0, and 3,270 outlets in 239 cities above prefecture level and 158 counties or county-level cities. It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and also the largest shareholder of the bank. Strategic shareholding in Hainan Bank, holding four rural banks.
20 19 July, Fortune Global 500 released: ranking 150.
The personal business of Bank of Communications includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.
The company's business includes: banking financial engineering, tax payment, cash management, asset custody (securities investment fund custody, national social security fund asset custody, insurance fund custody, brokerage/directional asset management plan custody, enterprise annuity custody, international custody, trust fund custody, private equity fund custody, etc. ), investment banking and financing business (accounts receivable transfer, guarantee business, loan commitment letter, credit certificate, buyer's discount business or agreed interest-bearing bills. Discount of commercial bills, foreign government lending business, principal loan of fixed assets, entrusted loan of export tax rebate account, overdraft of enterprise account, principal loan of working capital, interbank credit asset buyout business, interbank credit asset repurchase business).
Work in the Bank of Communications Credit Card Center, okay?
Not so good, tired. The credit card center of the bank may be redundant for us workers. Can't be a long-term job. We must be busy from morning till night every day. If we don't work, we have no money. Too tired! Let's enter an independent industry. The basic salary looks attractive. For example, the basic salary of a senior account manager is 7K, which is actually the basic salary with tasks. You must complete the task to get the basic salary. Moreover, these tasks are not fixed and will be adjusted every year, and the tasks will become bigger and bigger. Therefore, it is the state of 7K pre-tax basic salary.
1, the management of the Ministry of Commerce is chaotic. The decision-making of the leading group basically depends on patting the head and has no professional market management experience. Any decision-making depends on its own data, as well as external data and other sub-center data, which is seriously lacking by the management team at present. There is basically no promotion mechanism. Promotion depends not on personal ability but on nepotism. Therefore, it is not suitable for the vertical development of your career. The team atmosphere is extremely bad. The core leaders decide the team culture. There is basically no team culture here, and long-term work can easily affect personal values.
There is little work to learn, especially managers, let alone managers. More than half of the work is just manual labor. Just a publicity porter for Bank of Communications. The bank credit card center is a secondary bank among banks. As high as the upgraded branch, it is directly managed by the head office. There are basically two kinds of employees in the bank credit card center: one is the official employee of the bank and the other is the expatriate employee. Expatriates are mainly responsible for outsourcing companies, and their main job is customer service, but formal workers are different. He is responsible for all management of bank card functions, such as credit rating, risk control, credit card approval, credit card discount, etc. These core functions are under the jurisdiction of the official industry. The other is dispatching workers, who are recruited by outsourcing companies. Under normal circumstances, telephone customer service is to send staff.
Every day, some employees are recruited through various softwares. Basically, they are all expatriate employees of the company. They are not the responsibility of the head office, but managed by outsourcing companies. They mainly sign contracts with third parties. Although the salary mentioned above is relatively high, including the salary written in the contract, a lot of money is given to intermediary companies, that is, third-party companies, which are under great performance pressure and have a high turnover rate. Therefore, in the face of recruitment, we must clarify the content of the contract and see if it is a labor dispatch contract. General recruitment will have special instructions. But if you are a regular worker directly, your salary is relatively stable, which is a good job.
4. This is very difficult. If you are a fresh college graduate, you can't find a satisfactory job for the time being, and you feel that you are a passionate and energetic young man, I suggest you try. Don't care too much. After all, you should do it with a learning attitude, otherwise it will be difficult for you to stick to it. Different regions have different specific treatments.
What does the Business Department of Bank of Communications Credit Card Center mainly do?
The business department of Bank of Communications Credit Card Center is not to promote others to apply for credit cards, but to expand and maintain cooperative merchants and conduct business negotiations.
The card center is divided into three departments, and the Ministry of Commerce is not involved in any sales of credit cards at all, but only responsible for negotiations with corporate merchants.
For example: credit card discount, credit card refund, pos business negotiation.
Extended data:
(1) To formulate development strategies and policies for domestic and foreign trade and international economic cooperation, draft laws and regulations on domestic and foreign trade, foreign investment, foreign aid, foreign investment and foreign economic cooperation, formulate departmental rules and regulations, put forward opinions on the connection between China's economic and trade laws and regulations and between China and international economic and trade treaties and agreements, study the development trend of economic globalization, regional economic cooperation and modern circulation mode, and put forward suggestions on the reform of circulation system.
(2) To be responsible for promoting the structural adjustment of the circulation industry, guiding the reform of circulation enterprises, the development of business services and community businesses, putting forward policy suggestions to promote the development of small and medium-sized commercial enterprises, and promoting the development of modern circulation modes such as circulation standardization, chain operation, commercial franchising, logistics distribution and e-commerce.
(3) To formulate domestic trade development plans, promote the development of urban and rural markets, study and put forward policies to guide the construction of domestic and foreign capital investment market systems, guide the planning of wholesale markets for bulk products, the planning of urban commercial outlets and the construction of commercial systems, promote the construction of rural market systems, and organize the implementation of rural modern circulation network projects.
(4) Take the lead in coordinating, rectifying and standardizing the market economic order, formulate policies to standardize the market operation and circulation order, promote credit construction in the business field, guide commercial credit sales, establish a market credit service platform, and supervise and manage the special circulation industry in accordance with relevant regulations.
Reference source: Baidu Encyclopedia-Ministry of Commerce
This is the end of the introduction of Bank of Communications Credit Card Center. I wonder if you found the information you need from it?