They have four colors: red, orange, yellow and blue. The risk level depends on the severity and possibility level to some extent. Risk is the uncertainty between the purpose of production and the result of labor.
General risks are risks that need to be stopped immediately, major risks need to be reduced, major risks need special control, and extra-large risks need attention.
Expand the basic definition of risk assessment;
Risk assessment grade * * * is divided into five grades, from low to high: C 1 cautious, C2 stable, C3 balanced, C4 aggressive, C5 radical, and the risk assessment grade can only be used to purchase products with the same risk. For example, C 1 stable investors can only buy R 1 wealth management, while C2 stable investors can only buy R2 and below wealth management, and so on.
R 1 products are generally capital preservation products; R2 products are not guaranteed, but the principal and product income fluctuate little; R3 products don't guarantee the principal, but they will invest in some volatile products such as stocks or foreign exchange, and the products have certain risks; R4 products do not guarantee the principal, but also invest in high-risk products such as stocks, gold and foreign exchange, with a high allocation ratio; R5-level products do not guarantee the principal, which is risky and the product structure is very complicated.