I am not from Heze, but the credit card policies are basically the same, and they are also formulated by their head office and central bank. There are only differences between banks, and there is not much difference between places.

Let's look at the local banks. Local outlets are more likely to approve cards. Some small banks will not accept applications if they have no local outlets. Personally recommend ICBC, China Construction Bank and Bank of Communications. ICBC's online banking is more convenient, the repayment date is fixed and not easy to forget, and there is no handling fee for local banks to withdraw cash; CCB is general, with no advantages or disadvantages, and it is easier to raise the amount; The amount given by Bank of Communications is relatively high.