2. Second-class households can make deposits, purchase financial products such as investment and wealth management products, restrict consumption and payment, and restrict transfer to unbound accounts. Second-class households can also handle cash deposit and withdrawal, unbound account fund transfer, bank card issuance and other businesses if their identities are confirmed by bank staff face to face through bank counters and self-service equipment.
Among them, the daily cumulative limit of cash transfer into unbound accounts of Class II households is 6,543,800 yuan, and the annual cumulative limit is 200,000 yuan; The daily cumulative total limit of consumption payment, transfer to unbound account and cash withdrawal is 6,543,800 yuan, and the annual cumulative total limit is 200,000 yuan.
3. Three types of households can handle limited consumption and payment, and restrict the transfer of funds to unbound accounts. If the identity is confirmed by the bank staff face to face through the bank counter and self-service equipment, the three types of households can also handle the transfer of funds from unbound accounts. Among them, the balance of three types of household accounts shall not exceed 1000 yuan; The daily cumulative limit of funds transferred to unbound accounts is 5,000 yuan, and the annual cumulative limit is 65,438+10,000 yuan; The daily cumulative limit of consumption, payment and transfer to unbound accounts totals 5,000 yuan, and the annual cumulative limit totals 654.38+10,000 yuan.
Extended data:
Personal business
Savings deposit business:
Provide personal customers with demand deposits, all-in-one deposits, personal certificates of deposit, personal notice deposits, time deposits and fixed deposits, so that customers' deposit funds are safe and worry-free.
Personal settlement services: provide telephone banking remittance, appointment transfer, remote settlement, domestic remittance, e-commerce, online payment and ATM/POS services.
Bank cards: green card, green cartoon, green card VIP gold card, Taobao green card, Tencent QQ co-branded card, green card zodiac card (printed with the words "green card debit card"), green card foreign exchange card, regional co-branded card, etc. ?
Custody business
Custody qualification: China Postal Savings Bank obtained the qualification of securities investment fund custody in July 2009, becoming the first 16 custodian bank in China with the qualification of securities investment fund custody. It can trust assets such as securities investment funds, bank wealth management products, trust products, special account wealth management products and brokerage wealth management, and provide customers with security guarantees such as account opening, property custody, fund settlement, accounting, investment supervision, information disclosure and custody reports.
Custody team: The Head Office has an independent custody business department and a professional and young custody business team, all with bachelor degree or above and accounting background.
Custody products: China Postal Savings Bank has obtained the qualification of securities investment fund custody, and can manage securities investment funds, asset management plans for specific customers of fund management companies, bank wealth management products, trust products and collective asset management plans of securities companies.
As a new custody bank, China Postal Savings Bank will continue to devote itself to the innovative development of custody business from products such as open-end fund custody and one-to-many special accounts, and provide investors and partners with safe, reliable, high-quality and meticulous asset custody services. ?
References:
Baidu encyclopedia: China Postal Savings Bank