There are three reasons why bank cards are frozen: first, misoperation is frozen in the process of using cards; The second is the abnormal trading behavior in the process of freezing the card; The third is to participate in illegal and criminal activities through bank cards and be frozen. The ATM machine will automatically freeze and thaw after inputting the wrong password for more than 3 times. If you frequently operate online banking, enter the wrong password for more than 3 times, and it will be automatically frozen and unfrozen after 24 hours. When trading online, it was wrongly operated by virus link, and it was temporarily frozen and thawed to the bank. In the process of using the card, the abnormal transaction was temporarily frozen by the bank. Frequent online small transactions, online recharge, and different accounts going back and forth are regarded as suspected credit card swiping by banks, which are abnormal transactions and will be frozen by banks. Large foreign exchange transfer, virtual currency speculation and foreign exchange speculation are all regarded as abnormal transactions by banks and will also be frozen by banks.
1. Online transactions, such as purchasing pornographic video services and participating in gambling sites, are also abnormal transactions and are frozen by banks. If the user card is stolen by others, the bank regards it as an abnormal transaction and the bank can unfreeze it through legal channels. The user's bank card has a large or high-frequency transaction, which is an abnormal transaction and will be frozen by the bank. Participate in illegal and criminal activities through bank cards and be frozen. Internet fraud through bank cards, obtaining huge profits and huge funds, was convicted by judicial organs. The bank card was suspected of a major economic debt dispute, and the court found that the judicial organ required the bank to freeze. The user's bank card participated in a large number of money laundering, underworld crimes and drug-related transactions, and was recognized by the judicial authorities. Similarly, banks will freeze bank cards.
2. Bank card freezing can be divided into temporary freezing and permanent freezing. The former is not serious. If you find the reason, the bank will unfreeze you; The latter is serious in nature, it is very difficult to thaw, and some even freeze permanently. Once the bank card is found frozen, first find out the specific reasons, telephone consultation, and then unfreeze it in the bank.
3. Common causes of bank card freezing: long-term non-use leads to dormancy. If the bank card is not used for a long time after processing, the bank will generally put the bank card to sleep. At this time, if the bank card wants to restore its function, it generally needs to be activated at the bank counter. In addition, if the bank card fails to apply for a new card on time, the old card will be frozen by the bank after it expires. If the cardholder goes to the bank to report the loss due to the loss of the bank card, the bank will freeze the lost card. In this case, if the cardholder finds the lost bank card in the future, he can go directly to the bank outlet to report the loss. To cancel the loss report, you need to find a bank card to cancel it. If you can't find a bank card, you need to change it.
4. Incorrect password input. Incorrect password input is a common cause of freezing. If we enter the wrong password three times in a row, the bank card will be locked. It usually unlocks automatically within 24 hours. Judicial freeze. This situation is generally due to the need of judicial organs to handle cases. According to the law, the judicial organ may apply to the bank for freezing the bank card for handling cases. In addition, the customs and tax authorities also have the right to apply for freezing. If it is frozen for judicial reasons, the bank cannot unilaterally lift the freeze. Before applying for thawing, the cardholder needs to consult the judicial authorities about the specific reasons for freezing.