2065438+On June 20th, 2003, CCB changed to automatic system audit, and handled the quota according to the average deposit amount (AUM) and other indicators in the last six months (only rising but not falling). You cannot manually extract a fixed amount, but you can extract a temporary amount.
There is only one case of manual withdrawal, that is, the deposit is enough, but the system has not had time to review it. Call customer service to make the withdrawal successful. But that's only the increase in the past few days.
Credit card transfer is divided into temporary transfer and permanent transfer, and the two transfer objects are different:
1, temporary adjustment:
Refers to the adjustment of temporary credit line. The adjusted credit line is valid for a period of time, generally 1 month, that is, 3 months. It depends on the regulations of each bank, and the original credit line will be automatically restored after the expiration. The adjustment time is also stipulated. Generally, the first adjustment will issue three bills, and the second adjustment will reduce the amount by three months.
2. Permanent adjustment:
Refers to the adjustment of permanent credit line. There is no expiration date for the credit line. Generally speaking, as long as the card is not used for a long time, or abnormal transactions often occur, the credit line will not change unless it is controlled by the bank. There are also times when the amount is raised. The first adjustment requires six bills, and the second adjustment takes six months.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.