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Can overseas online banking transfer money at will?
The maximum amount of foreign exchange purchased by domestic individuals with ID cards is 50,000 US dollars per year, and the maximum amount of foreign exchange remitted abroad is 50,000 US dollars per day.

In other words, if the foreign currency in your foreign exchange account exceeds $50,000, you only need to remit no more than $50,000 every day. If there is a limit, it is 5x365 =18.25 million USD.

The above is the limit of individual overseas remittance. Generally speaking, bank wire transfer and bank draft are the most traditional ways for individuals to send money abroad, and basically all major banks in China provide cross-border remittance services.

What should I pay attention to when remitting money abroad?

1. The salary in the payee's bank account should be consistent with the remittance purpose.

2. The remitter's remittance purpose should be accurate. For example, write clearly that the purpose is to study abroad.

3. The payee cannot be an investment company, a securities company, a gold exchange, a futures exchange, an insurance company, etc.

4. The remittance of service trade currently allowed by SAFE does not contain currency.

In order to ensure large remittance, customers need to provide detailed and accurate addresses of the remitter and payee when remitting money, and they must go to the house number in detail.