Guangfa True Love Card is the most issued card in Guangfa Bank, and it is also a popular card among credit cards. The interest-free period of Guangfa True Love Card is 20-50 days. When the repayment date comes, it will be repaid naturally. Guangfa True Love Card, as a kind of Guangfa Credit Card, has little difference with the repayment method of Guangfa Credit Card. You can choose these ways to repay the loan.
1, online interbank repayment
Log on to Alipay, Tenpay or Kuaiqian website, and enter the "Credit Card Repayment" page. You can easily use the savings cards of more than 20 banks (including the four major state-owned banks) for inter-bank repayment by simply filling in the repayment information according to the prompts. Alipay repays the next day; Tenpay will repay the loan at 00: 00- 13: 00, and it will arrive at the account on the same day, 13: 00-24: 00, and arrive at the account the next day; The repayment of quick money. Com will arrive on the next working day. The actual arrival time is subject to the announcement of each website. (Some banks reduce the inter-bank automatic repayment limit and be careful of overdue repayment)
2. Automatic repayment
Generally, if you have a GDB savings card, you can choose to open an automatic transfer repayment service and bind the wealth management card with the GDB card. From now on, the arrears of GDB card will be automatically deducted from your wealth management account on the due date of monthly repayment, which is convenient for you to run the bank every month.
3. Guangfa Mobile Banking Repayment
Nowadays, it is also convenient to use mobile banking. After all, the popularity of smart phones is very high. Install an app of Guangfa Bank on your mobile phone, and you can repay by operating the app. However, it should be noted that there is a small handling fee for mobile banking repayment.
4. ATM repayment
Repayment at ATM is a very common repayment method. Please note, however, that there are not many business halls in Guangfa Bank, so there will be a corresponding handling fee when using other ATMs for repayment. Therefore, it is suggested that this repayment method can be considered if it is close to the ATM of Guangfa Bank.
I like automatic repayment best, but now the inter-bank repayment policy has changed. Card friends should also pay attention to the limit of inter-bank repayment, and a little carelessness may lead to overdue repayment. I think online repayment and mobile APP repayment are also very convenient. After all, now is the Internet age, depending on personal choice.
Guangfa Zhenqing Credit Card
(Triple points of merchant type; Optional insurance gifts; True feelings club)
How to pay back the Guangfa Credit Card Financing Fund? Understand two repayment methods!
Guangfa Bank also launched a credit card cash credit service-financial intelligence fund, including general financial intelligence fund and exclusive financial intelligence fund. At the same time, you need to choose the repayment method. After the approval, the money will be transferred to your debit card account, and you must repay it on time, otherwise your credit will be affected. So, how do Guangfa Finance and Wisdom repay? Let's take a look together.
How to repay Guang Fa Cai Zhi Jin?
As far as we know, Guang Fa Cai Zhi Jin has two repayment methods when applying, one is to borrow and pay back, and the other is to repay by installments. No matter which repayment method, it must be directly returned to the credit card account and repaid before the end of the last repayment date of the credit card. The following are the differences between the two repayment methods:
1, borrow and return:
It means that there is no fixed repayment period, but from the date of successful application, a handling fee is charged at the interest rate of five ten thousandths per day, and the cardholder can repay in full or in advance at any time, and the unpaid amount is also charged with a handling fee. Among them, loan with repayment = application fee for loan with repayment of principal (use time, installment repayment:
If repayment by installments is selected at the time of application, the principal and handling fee shall be repaid by installments in the agreed way. Among them, the amount payable for each period of financial wisdom fund = application principal/number of periods. (The principal amount of each application is included in the bill and can be repaid on time according to the bill.
For example, suppose that the application for financing funds is 10000 yuan, which is repaid in 12 installments, and the amount to be repaid in each installment is =10000/210000, that is, "How to repay the financing funds of Guangfa Credit Card? Learn about two repayment methods! " Related introduction. No matter which repayment method you choose, you must repay before the end of the final repayment date, otherwise you will not only collect liquidated damages, but also affect your personal credit, which will not be worth the loss.
How to repay the credit card of Guangfa Bank?
Two ways:
1. repayment by mobile banking: users can directly log in to the mobile banking of Guangfa Bank, bind their personal credit card account and debit card account, and make direct repayment through the credit card repayment function of mobile banking. This method requires users to hold a debit card account of Guangfa Bank at the same time, and then complete the repayment through the debit card. Online Banking Repayment: Log in to Guangfa Bank and directly repay the bill of Guangfa Bank's credit card account through Guangfa Bank's debit card account.
Second, the third-party repayment method: credit card repayment can be completed through the platform. This repayment method can be completed by using the debit card account of any bank, provided that the Guangfa credit card account in the platform needs to be bound, and the credit card repayment needs to pay a certain service fee. Automatic repayment: You can bind the personal credit card and debit card accounts of Guangfa Bank and open an automatic repayment credit card. On the day of repayment, the banking system automatically debits the debit card account of Guangfa Bank.
1. Guangdong Development Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and consumption is preferred. There is no need to deposit after repayment, which can be used for overdraft consumption and cash withdrawal transactions. The first is the standard card, which is used by the general public and has no specific directivity. Truth Card and Pearl Card are high-end credit cards specially designed to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods. The owner's card is for private car owners. They will enjoy more discounts on gasoline and car maintenance, and Guangfa Bank has also issued business cards. This business card can be used in some large consumer places and hotels, and enjoy a certain preferential amount in some hotel services and reservation business. The interest-free period of related interest overdraft consumption can be up to 50 days.
2. If you repay in full before the repayment period stipulated by the bank, you can enjoy the interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, and you can repay in full or choose the minimum repayment amount. Domestic overdraft withdrawal fee: 2.5% of domestic overdraft withdrawal amount, with a minimum of 10 yuan RMB (platinum card, no card/world card free), and overseas withdrawal fee: 3% of overseas withdrawal amount, with a minimum of 15 yuan RMB/USD (no card/world card free). Foreign exchange handling fee: 1.50%. Management fee for account cancellation: the charging standard for each account cancellation is 5 yuan /6 yuan.
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Guangfa Bank Version Information 7.0.5
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How to repay Guangfa Credit Card?
Guangfa Credit Card can easily combine UnionPay inter-bank repayment and bank repayment for credit card repayment. If you need to handle it, you can use Huawei Changxiang 10 (version 1.0.0), open the "Discover Wonderful" app (version 6. 1. 1), click "My → Quick Repayment → Repayment Settings" and follow the prompts.
1. Guangfa Credit Card is the first domestic standard credit card issued by Guangfa Bank 1995, and it is also the first profitable credit card. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit. The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full, or you can choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely.
2.GDB Card always adheres to the service concept of "Give you more, see further for you", takes customer demand as the guide, and leads the credit card market in China with innovation and market segmentation. By June of 20 10, the number of cards issued exceeded 100000, forming a distinctive "wide card issuing model" with the simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won the honors of "Top Ten Most Trusted Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award" and "Best Customer Service Award in Asia Pacific". At the end of 20 10, the credit balance of GDB card exceeded 30 billion yuan, and the profit growth rate exceeded 80%. Net profit leads the credit card industry, and the new NPL ratio is below 1%. The card's activity rate, average income and average profit are all ahead of the industry.
3. In order to ensure the safety of funds, you can enjoy free SMS reminder for every transaction in 300 yuan, keep abreast of account changes, and feel more at ease when using the card. If you need SMS reminder service for all transactions, just dial 95508 to open it, and the cost is only 3 yuan every month. Send an instant messaging message through port 95508 (mobile/telecom users) or 10655020288 (Unicom users), the message content is "Your last four cards are located on xx, xx, xx, and you spend xxxx RMB." Please pay attention. Banks provide customers with credit card protection, and customers do not have to bear the loss of credit card theft within 48 hours before reporting the loss, and the amount of protection is as high as the full amount of credit!
4. Set up a 24-hour service hotline 95508 or (86)20-873 10029 to provide GDB customers with faster and more intimate services. Online services include: GDB card business introduction, bill inquiry, customer preferential information, GDB card opening, credit line adjustment, online instant loss reporting, data modification, integral gift exchange, etc. Customers' various card needs for GDB cards can be properly handled by simply calling.
Excuse me, how can Guangfa Credit Card app repay the loan?
To repay with the Guangfa Credit Card app, first open the Guangfa Bank app, click the login sign in the upper right corner, enter the mobile phone number and login password, and then click Login. After logging in, click "My Credit Card" at the top left of the interface, then click the credit card inquiry sign, and then click the credit card to select credit card repayment. According to the unpaid amount and the minimum repayment amount, you can directly click the repayment sign at the bottom of the interface to repay through mobile banking, or through Baidu wallet, Alipay, WeChat wallet and other applications.