Many people have been hurt by online loans. In the subject's question, we can see that the amount owed is so large. I don't know if it's caused by my own career or if I can get so much debt in consumption.

First, let's talk about how to be honest. This is beyond our capacity. How can I tell my parents about this if I can't put it off any longer? First, explain the ins and outs of this matter to our parents, tell them the real situation, and try to solve it with them, instead of throwing all the problems to our parents and letting them solve it themselves. You are not trying to solve this matter, but how much you can win. Just try your best to bear as much as you can, and then discuss the rest with your parents, let them help you and see your efforts.

Secondly, on the issue of online lending, we would like to remind people who are tempted by some interests or have a strong material concept, who are studying or in the early stage of work. First of all, we must grasp our own material desires, because at the beginning of work or in high school and college, we should not let ourselves bear too many debt problems because of material concepts, because this will not only affect your college study, but also make you fall into an unhealthy debt crisis and implicate yourself.

Second, as people at the beginning of our work, we should correctly measure the ratio of our income to our expenditure. If we are in urgent need of some money, we can get some small loans in the form of regular banks, and then we should repay them in a planned way, and we should also measure our spending and repayment ability in a planned way to avoid falling into unhealthy debts.