"UnionPay" logo RMB Peony Card uses Hong Kong dollars as the transaction currency in Hong Kong and is cleared through China UnionPay network. The clearing exchange rate between China UnionPay and our bank is the selling price of Hong Kong dollars announced by the designated foreign exchange bank on the trading day, and our bank still settles with the cardholder in RMB. Therefore, there is no need to worry about the shortage of foreign exchange funds when using RMB Peony Card in Hong Kong.
There is no handling fee for spending by credit card in Hong Kong.
The ATM withdrawal fee in Hongkong is: peony credit card and debit card are charged at 1% amount +2 yuan, with the lowest 3 yuan and the highest 52 yuan; 9-prefix peony smart card and wealth management account card charge 1%+ 10 yuan, the lowest is 1 1 yuan, and the highest is 60 yuan.
You can withdraw money from ATM machines in Hong Kong, with no more than 5 times per card per day, and the total withdrawal amount does not exceed 5,000 RMB.
Peony International Credit Card and Peony International Debit Card use designated US dollars or Hong Kong dollars in Hong Kong and other countries and regions, and are cleared through Visa International Organization or MasterCard International Network.