In order to comprehensively promote the anti-money laundering work of financial institutions in XX city, severely crack down on all illegal money laundering criminal activities involving drugs, smuggling and terrorist organizations, purify social atmosphere, maintain social stability, improve the reputation of credit cooperatives, ensure the stability of credit payment, promote the rapid and healthy development of credit cooperatives' business, make the public widely know and understand anti-money laundering knowledge, and consolidate the social foundation of anti-money laundering work. According to the spirit of the Notice of XX Branch of the People's Bank of China on Launching Anti-money Laundering Publicity Activities for Financial Institutions and the requirements of the Regulations on Anti-money Laundering for Financial Institutions formulated by the People's Bank of China, XX Associated Press launched the "Anti-money Laundering Publicity Week for Financial Institutions" in the outlets under the jurisdiction of the whole city on June1kloc-0/2, and adopted a series of effective measures to ensure that this activity was carried out solidly and effectively.
First, strengthen study and raise awareness of anti-money laundering work.
In order to enhance the understanding of anti-money laundering work, we first started from ourselves and strengthened the study of anti-money laundering knowledge.
First, deeply understand the importance of anti-money laundering work. On the one hand, we paid attention to the learning of managers, and held a mobilization meeting of anti-money laundering publicity activities hosted by trade union leaders, middle-level cadres and accountants at various outlets on October 2, XXX. At the meeting, the director in charge emphasized the purpose and importance of this activity, and studied the spirit of the Notice on Launching Anti-Money Laundering Publicity Activities for Financial Institutions issued by danjiangkou city Central Branch of the People's Bank of China and the Anti-Money Laundering Regulations for Financial Institutions formulated by the People's Bank of China.
The second is to organize business training. First of all, the Associated Press is fully aware that financial institutions are the first barrier to control money laundering. To ensure the full implementation of anti-money laundering measures in the financial field, it is necessary to give full play to the advantages of financial institutions in "knowing customers" and improve their enthusiasm and initiative in anti-money laundering. The second is to strengthen the anti-money laundering training for counter personnel. In order to ensure the effective performance of this important responsibility, we have taken a series of effective measures to build a professional anti-money laundering team. Through cooperation with commercial banks and public security departments, various forms of seminars and training courses were held at different times and places, which strengthened the awareness of anti-money laundering and initially formed an anti-money laundering team. During the training period, senior people are invited to teach the front-line anti-money laundering staff of rural credit cooperatives the current domestic and international anti-money laundering situation and tasks, as well as the operational techniques and methods of anti-money laundering.
The third is to effectively strengthen organizational leadership. From the beginning of assuming this job function, the Party Group of the Municipal Federation of Trade Unions explicitly asked all branches of the whole system to understand the importance of this job from the perspective of safeguarding national economic and financial security, assigned cadres with suitable conditions to this job post, and put forward the talent strategy and long-term goal of "strengthening the establishment and team building of anti-money laundering institutions in the credit cooperative system and cultivating a group of professional and knowledgeable anti-money laundering experts". To this end, the Associated Press set up an anti-money laundering management office in the accounting department, and various institutions also set up posts as required. In order to ensure the implementation of the anti-money laundering team construction, the leaders of the Associated Press held several meetings, listened to relevant work reports, deliberated opinions on team construction, and made clear arrangements for the system-wide talent training plan.
The fourth is to carefully select the staff. The Associated Press requires that all organs should pay attention to enriching some young cadres with high education, corresponding professional knowledge, good computer operation level, strong professional ability and familiar with economic, financial and legal knowledge to anti-money laundering jobs. Each institution carefully selects personnel according to the requirements and gradually enriches the anti-money laundering work. At present, 7 1.68% of the anti-money laundering staff in the whole system are young and middle-aged cadres, and more than 67% of them have obtained college degrees in economics, finance, law, accounting and computer.
2. Carefully organize and ensure that the anti-money laundering publicity week is carried out in an orderly manner.
In order to ensure the activities of anti-money laundering publicity week are carried out in an orderly manner, Danjiang Associated Press has made every effort to build an anti-money laundering security line from the aspects of building an organizational system, improving system construction and strengthening supervision and management.
First, carefully build a sound organizational system. The time, form and requirements of the activities were arranged, and the corresponding leading group for anti-money laundering publicity activities was established. After receiving the notice, the anti-money laundering leading group of danjiangkou city Rural Credit Cooperatives was quickly established, with the top leader and the director in charge as deputy heads, and an anti-money laundering section was established; At the same time, various institutions have also set up corresponding leading bodies, equipped with full-time personnel to take charge of this work, determined the functional departments responsible for anti-money laundering work, and built a relatively complete anti-money laundering organizational system. At the same time, we also actively strive for the support of local governments in anti-money laundering work, and comprehensively strengthen communication, coordination and cooperation with public security and other financial institutions in anti-money laundering work, so as to enhance understanding and form a joint force.
The second is to step up a series of system construction. The anti-money laundering post responsibility system has been established, so that the division of labor is reasonable and the responsibility lies with people. The main leaders take overall responsibility, and the leaders in charge are fully responsible. The department leaders are specifically responsible, and the business personnel of each functional department are responsible for ensuring that all anti-money laundering responsibilities are in place; At the same time, combined with the actual situation in danjiangkou city, the relevant rules and regulations on anti-money laundering operations have been formulated;
The third is to carry out special inspections through on-site and information means to further promote anti-money laundering work. In view of some problems exposed in the inspection, timely put forward rectification measures and carry out rectification in time. Find out the situation through inspection, accumulate experience, train the team, and enhance the sense of responsibility for doing a good job in anti-money laundering;
Fourth, focus on cultivating a professional anti-money laundering team with strong comprehensive business capabilities. Taking the opportunity of "building a learning unit", Danjiang Associated Press conducts key training on anti-money laundering knowledge for relevant business personnel in its jurisdiction by means of self-study, discussion and hiring experts to give lectures every Wednesday afternoon. In addition, according to the requirements of anti-money laundering work, the city's anti-money laundering training plan has been carefully formulated. On the basis of doing a good job in training affiliated institutions, supervise, guide and assist institutions within their jurisdiction to complete anti-money laundering business training in different levels and in batches.
Third, implement it carefully, so as to unify the form and content of the publicity activities.
First, hang banners and slogans of anti-money laundering publicity week activities at the outlets under its jurisdiction. Mainly to publicize anti-money laundering knowledge to the public. Through this publicity campaign, people who don't know what money laundering is have a better understanding of anti-money laundering, and even let them realize the harm of money laundering to society and the importance and necessity of anti-money laundering.
The second is to organize the staff of the outlets under their jurisdiction to take to the streets to carry out anti-money laundering publicity activities. On June 6th, 165438 organized 30 cadres and workers to publicize anti-money laundering and anti-money laundering laws and regulations to the public by setting up information desks, distributing publicity materials, answering questions and popularizing anti-money laundering knowledge, which was well received by the general public.
Third, organize counter personnel to systematically understand the anti-money laundering operation process. While strengthening external publicity, the accounting department of rural credit cooperatives in our city also organized counter personnel to systematically understand the anti-money laundering operation process, master the identification and analysis of suspicious funds, and learn relevant laws and regulations on anti-money laundering, thus further improving employees' awareness of law-abiding and anti-money laundering and preventing internal and external collusion from committing money laundering crimes.
Fourth, by reviewing the accounts opened by various customers in credit cooperatives, reporting large and suspicious funds in time, organizing employees to understand and master the anti-money laundering operation process, mastering the identification and analysis of suspicious funds, strengthening counter publicity, familiarizing themselves with relevant laws and regulations and relevant provisions of the People's Bank of China at all levels, improving employees' awareness of law-abiding and anti-money laundering work, and preventing internal and external collusion from committing money laundering crimes, this "Anti-money Laundering Publicity Week for Financial Institutions" has achieved practical results and a complete success.
In short, through the publicity of anti-money laundering activities, the anti-money laundering work is well-known and deeply rooted in people's hearts, and the public is aware that money laundering is a common criminal phenomenon in the economic field, which not only affects the political, economic and social security of a country, but also threatens the security of the international political and economic system and enhances citizens' sense of responsibility. Combating money laundering has become common sense. However, it is the first time to hold this "anti-money laundering knowledge publicity week" in our city. During the activity, it also revealed that we still have some shortcomings, and there is still a certain gap from the requirements of the People's Bank of China. The outstanding performance is that the staff do not know enough about this work, the sense of mission is not strong, the operation is difficult, and the public do not understand the business processing flow when handling business, and do not actively cooperate with the anti-money laundering work. Of course, anti-money laundering is a long-term and systematic work. In the future, we will strictly comply with the requirements of the People's Bank of China, earnestly fulfill the legal obligations of anti-money laundering and safeguard the national economic and financial security.
Summary of bank community publicity activities II
Since the activities of popularizing financial knowledge and protecting consumers' rights and interests were carried out, Suzhou Branch of Agricultural Development Bank has gradually taken measures such as establishing organizations, formulating plans and operating step by step in accordance with the activity plan of Suzhou Banking Supervision Branch and the relevant requirements of the higher-level bank, and has earnestly implemented the deployment of all links, solidly promoted the in-depth development of activities, and achieved positive results.
I. Implementation of activities
The first is to set up an organization and make a plan. In accordance with the unified arrangements of the Banking Regulatory Bureau and the Banking Association, the Bank attaches great importance to it. According to the requirements of Suzhou banking industry's activity of "popularizing financial knowledge and protecting consumers' rights and interests", the bank set up a leading group with the top leader as the team leader, the leaders in charge as the deputy team leader and the heads of relevant departments as members, and set up an office to take charge of the organization, guidance, coordination and supervision of this activity. In order to meet the requirements of the activity, the Bank formulated the Implementation Plan of "Popularizing Financial Knowledge and Protecting Consumers' Rights and Interests" of Suzhou Branch of China Agricultural Development Bank in XXX, which laid the foundation for the steady development of the activity.
The second is to strengthen management and make steady progress. From March to April, a financial service publicity campaign with the theme of "popularizing financial knowledge and protecting legitimate rights and interests" was launched throughout the organization. The content of the activity is mainly based on the publicity outline researched and produced by the Banking Association. In the publicity process, we used the existing publicity materials and printed corresponding publicity materials according to the publicity outline, vigorously publicized the development strategy of "two-wheel drive" business, effectively served "agriculture, rural areas and farmers" and supported the construction of new countryside, and specifically publicized the contents of supporting the construction of new countryside, leading agricultural industrialization, loan products for small and medium-sized enterprises, transfer settlement, international business, peony Jinshan card, online banking and so on, which fully demonstrated the good society of agricultural development bank serving economic entities.
1. Business outlets have set up publicity materials racks and placed brochures and leaflets.
2. On the electronic display screen outside the business outlets, the slogans of banking consumer rights protection publicity activities such as "Popularize financial knowledge, improve financial quality", "Operate according to laws and regulations, treat consumers with integrity", "Maintain business order, ensure deposit safety", "Improve complaint mechanism, protect legitimate rights and interests" and "Carry out financial education, enhance consumers' risk awareness and prevention ability" are scrolled.
3. City branches and county branches have set up complaint telephones. The telephone numbers of the head office, provincial branches, municipal branches and sub-branches of the Agricultural Development Bank to accept complaints were published, and the procedures for accepting and handling complaints were publicized in the Measures for the Administration of Complaints.
In May, the Bank organized business backbones with rich business experience and strong communication skills to serve as propagandists, and retrained those who participated in knowledge propaganda in the form of system propaganda before launching activities, so as to truly publicize the Bank's various measures to support agriculture in the course of business propaganda and maximize the effect of publicity activities. While carrying out various activities, the Bank also actively communicated with various media, and strived to fully report its activities in the media.
Second, the effect of the activities.
First, the concept of full service has been significantly enhanced. Since the launch of the activity, the employees of the whole bank have gradually realized that popularizing financial knowledge and protecting consumers' rights and interests are the common needs of the Agricultural Development Bank and its customers, the foundation for the healthy development of the Agricultural Development Bank, and the social responsibilities and obligations that the Agricultural Development Bank should fulfill.
Second, through the activities, it promoted the Agricultural Development Bank to improve the service quality, enhance the bank's credit level in society, enhance customer confidence, promote the construction of a harmonious society and an honest society, and provide impetus for the harmonious development of local economy and finance.
Third, the next step
In the next step, the Bank will continue to make steady progress according to the activity plan, actively fulfill the social responsibility of popularizing financial knowledge and protecting consumers' rights and interests, enhance the concept of protecting and serving customers' rights and interests, normalize and standardize the work of popularizing financial knowledge, and form a long-term mechanism for protecting customers' rights and interests.
Summary of publicity and education month activities to prevent and crack down on illegal fund-raising
In order to conscientiously implement the spirit of the Notice on Doing a Good Job in Preventing Risks in Publicity and Education Activities to Prevent and Combat Illegal Fund-raising in xxx (Su Yinjian [20 15] 10), further prevent and combat illegal fund-raising, improve the public's awareness and ability to prevent illegal fund-raising criminal activities, and maintain the stability of economic and financial order, the activities are summarized as follows:
First, leaders attach importance to it and organize it carefully.
In order to ensure the publicity month activities, the Municipal Branch made unified arrangements, and the Party Committee of the Municipal Branch held a special meeting to study the work related to the deployment activities. The Supervision and Security Department will take the lead in organizing, coordinating and urging all member departments to successfully complete their tasks, and check the implementation and development of activities of branches in the jurisdiction through horizontal supervision and vertical inspection to ensure the effectiveness of publicity month activities.
Second, actively implement and pay attention to actual results.
(1) Strengthen publicity. Taking the business outlets of county (district) sub-branches as positions, banners, exhibition boards and electronic display screens as carriers, various forms of publicity and education activities are carried out for the grassroots through on-the-spot explanations and leaflets, and the manifestations and characteristics of illegal fund-raising are publicized from multiple directions and angles, typical cases are analyzed, citizens' risk awareness and discrimination ability are enhanced, the publicity and influence of cracking down on illegal fund-raising are expanded, public risks are reminded, and people are guided to stay away from illegality consciously. Through this activity, * * * hung 5 publicity banners, 5 exhibition boards 16 and 5 electronic display screens, distributed more than 230 publicity materials, and participated in 62 on-site explanations. It has played the purpose of reminding the public of risks and guiding the masses to consciously stay away from illegal fund-raising.
(2) Seriously carry out the investigation. Conduct a comprehensive inspection of the publicity and education activities to prevent and crack down on illegal fund-raising in all branches under the jurisdiction, focusing on the heads of grass-roots institutions, outlets, accountants, cashiers, individual banks, credit banks and other personnel who are prone to risks. , and according to the dynamic understanding and mastery of employees' thoughts and behaviors at ordinary times, conduct necessary investigations to ensure that no dead ends are left and no doubts are missed. After inspection, the organizational structure of each branch is complete, and the publicity work is in place, which has been unanimously recognized by customers. So far, no employees have participated in or participated in illegal fund-raising activities. Pay close attention to the new trends, new situations and new problems of illegal fund-raising, and prevent and contain the occurrence of illegal fund-raising in time.
(3) Internal control is always unremitting. First, do a good job in risk investigation. In view of the potential risks such as the standardized application of business contract text, abnormal changes in the financial situation of loan customers, the implementation of credit management system, and daily operation management, Suzhou Branch of Agricultural Development Bank issued the Supervision Form for Business Analysis and Risk Investigation of Regular Meetings for supervision. And insist on conducting risk investigation and analysis at the business operation analysis meeting organized once a month. Through the supervision table, analyze the hidden risks of the whole bank, actively look for the preventive measures to be taken and being taken to ensure the healthy development of the whole bank's business. The second is strict legal review to prevent and control operational risks. Since the launch of the activity, the Bank has put forward stricter requirements for the integrity and compliance of the contract texts and legal review materials of the agreements of all branches within its jurisdiction. Insist on checking the risk points in the management process such as the use and signing of the bank-wide secured loan contract text one by one, improve the level of legal protection, and carefully guard against operational risks. Third, strengthen counter accounting supervision. First, strengthen ideological education and improve the teller's understanding of the importance of accounting supervision; Secondly, strictly examine and supervise the purpose, method, capital flow and payment voucher elements of funds to ensure that all procedures are true and complete; Finally, coordinate and improve the information feedback mechanism of counter accounting supervision, ensure smooth information channels and timely feedback, and prevent capital risks in time.
Third, highlight key points and sum up experience.
In order to further consolidate the effect of the activity, the bank has formulated a long-term warning and education mechanism, carefully collected knowledge and cases of illegal fund-raising and money laundering, organized all employees to study hard, and asked all county (district) branches to study and discuss in depth through morning meetings and regular meetings, so as to build a firewall for employees to raise funds illegally throughout the bank.
And through the publicity month activities, let the masses realize the essential characteristics and harmfulness of illegal fund-raising, enhance their ability to identify, prevent and resist illegal fund-raising activities and their awareness of risk prevention, and achieve the expected results of the activities. Since then, the bank will further intensify its work, establish a long-term mechanism for risk investigation of illegal fund-raising cases, create a good atmosphere for preventing and cracking down on illegal fund-raising, effectively protect the actual interests of consumers, build a good economic and financial order, and maintain social harmony and stability.