Under the current domestic foreign exchange control, you have a bank card. For example, China Bank automatically has a foreign currency account, and I can receive it if Americans call me dollars. I can choose to convert foreign exchange into RMB for consumption, but the annual foreign exchange settlement limit is only 50 thousand dollars, which is very troublesome. Generally speaking, there is no compulsory foreign exchange settlement. Banks have no right to force you to settle foreign exchange, and neither does the People's Bank of China. Unless you are a special person or a common people, the settlement and sale of foreign exchange is very simple, that is, the government is a little too much in charge, with a limit of 50 thousand dollars.

Personally, I often settle and sell foreign exchange, and online banking is enough, soon.