Personal advice:
Virtual currency is not protected by China laws in our life, so it should be noted that before investing in financial management, we must ensure that our legitimate rights and interests are not infringed. Only in this way can our life be unaffected. Of course, if you want to invest in your life, you'd better choose bank wealth management products, which can better protect your property safety. At the same time, we'd better choose to invest with our spare money, which can make our life better.
Extended data:
The relevant departments of the People's Bank of China pointed out that the speculation of virtual currency transactions disturbed the normal economic and financial order, bred the risks of illegal cross-border transfer of assets, money laundering and other illegal and criminal activities, and seriously infringed on people's property safety. Banks and payment institutions must strictly implement the Notice on Preventing Bitcoin Risks, the Announcement on Preventing the Financing Risks of Token Issuance and other regulatory provisions, earnestly fulfill their customer identification obligations, and may not provide products or services such as account opening, registration, trading, clearing and settlement for related activities.
All institutions should comprehensively investigate and identify the capital accounts of virtual currency exchanges and OTC dealers, and cut off the payment link of transaction funds in time; It is necessary to analyze the financial transaction characteristics of virtual currency transaction speculation, increase technical input, improve the abnormal transaction monitoring model, and effectively improve the monitoring and identification ability; It is necessary to improve the internal working mechanism, clarify the division of labor, compact the responsibilities, and ensure that relevant monitoring and disposal measures are in place.
But in fact, the cross-regional characteristics of virtual currency make it easy for virtual currency transactions to cross the fence of foreign exchange supervision, and objectively there are foreign exchange crimes such as using virtual currency to evade or purchase foreign exchange, operating foreign exchange business and holding overseas assets.