In terms of improving the reliability of the total credit, Pan clearly proposed to flexibly use various financial policy tools, increase the promotion of liquidity, and keep the total liquidity effective and sufficient. Submit the annual valuation and storage profit in advance. Correctly guide financial enterprises to accelerate the credit enhancement of credit loans according to the standards of socialization and prudent operation, actively explore new project reserves, promote the loan enhancement of the real line economy, and keep the growth rate of money supply and social financing scale basically matching the growth rate of the nominal economy.
When implementing the current monetary and credit policy, Pan pointed out that we should pay attention to mastering three standards. "First, while the economy is steadily improving, it is conducive to the concept of long-term sustainable economic development. Second, while the economy is improving steadily, it is necessary to maintain the stability of students' employment, price stability and balance of payments. Third, while steadily improving the economy, we should guide financial enterprises to adhere to socialization and prudent operation and reasonably guard against financial risks. " He said.
Pan noted that in the next step, the People's Bank of China and the foreign exchange bureau will make efforts at the front end, moderately reduce the vibration of airbags, increase the implementation range of prudent monetary policy again, create a good natural environment for the monetary loan industry, and work together with Qixin and other relevant departments to promote the implementation of a package of existing policies as soon as possible. Give full play to the effectiveness of existing policies to regulate the economy and help enterprises tide over difficulties, and keep the economy running in an effective range.
Wen Bin, a researcher at Ping An Bank President, predicted that fiscal policy will continue to give full play to the two-way role of aggregate and structure, and vigorously help difficult areas, companies and groups to speed up economic stabilization and recovery.
In view of the foreign exchange trading industry, which is deeply concerned by the sales market, Pan said that in recent years, in response to unexpected changes in the natural environment at home and abroad, the foreign exchange trading market in China has been maintained for a long time as a whole, mainly showing strong extensibility. Looking ahead, the stable operation of China's foreign exchange trading market is stronger than that of the previous five months.
"With the relief of the COVID-19 epidemic and the effect of the current policies of steady growth, the advantages of China's manufacturing and supply once again exist, and the service trade is expected to maintain the scale of effective trade surplus. At the same time, with the expansion and opening up of China's financial system, the return on RMB property is stable, which will once again attract overseas investors to invest in projects in China. " Pan said:
Wang Chunying, deputy director and spokesperson of the State Administration of Foreign Exchange, indicated that overseas investors can greatly improve their indoor space by further blessing RMB assets, no matter from the 2.79% share of RMB in the world's international reserves or the 3% to 5% share of foreign-funded enterprises in China's stock market and bond market.
In addition, in view of the liquidity of cross-border e-commerce assets, Wang Chunying feels that in recent years, the liquidity of cross-border e-commerce assets in China has been generally stable. Under the overall harm of various countries in the world, there will still be standards for maintaining relative balance and overall stability in the future. Development trend layout.
In view of the real estate market, Pan stressed that at this stage, the epidemic situation has gradually improved, the economic order has been accelerated, and the purchase and sale activities in the real estate market have increased. "In the past two weeks, high-frequency data information in many real estate markets has shown this development trend." He said.
Recently, under the framework of the normalization of the real estate market, due to the strengthening measures of cities and the integration of the local real estate market situation, several regions have taken a series of measures to upgrade and improve the new real estate policy.
Pan noted that in the next step, the People's Bank of China will continue to stick to the accurate positioning rather than speculation. In accordance with the provisions of exploring and developing a new model, we will strengthen the implementation of the existing differentiated housing credit policies and measures to better meet the effective housing needs of buyers, properly implement the prudent management plan for real estate finance, accelerate the improvement of the financial policy management system for rental housing, and promote the stable and healthy development of the real estate market.
In addition, Zou Lan, director of the Monetary Policy Department of the People's Bank of China, pointed out that infrastructure construction is the main support point for economic, social and economic development, and it is also the focus of the financial industry to help stabilize the economic stock market. This package of current policies stipulates that regional development financial institutions and banks with preferential tax policies should upgrade their loan structures and promote loan promotion. Focusing on the supply and demand of credit, the People's Bank of China correctly guides financial enterprises to strengthen roadshows of key projects in accordance with the standards of socialization and legalization, and promotes the early start and vigorous development of new projects. In fact, it includes strengthening the relationship between banks and enterprises; Give full play to the effectiveness of preferential tax policies of regional development financial institutions; Use banks and social development assets to increase the application of equity financing.
Yan, the core research director of China Think Tank Center of Yiju Research Institute, believes that it is foreseeable that some local governments and banking institutions will further adjust their mortgage policies, and at the same time correctly guide housing enterprises to actively market and promote the active real estate trading market.