Zhongyuan Consumer Finance is a licensed consumer financial institution approved by China Banking and Insurance Regulatory Commission, and Zhongyuan Bank is the initiator. Its credit products belong to pure credit consumer loans, and users do not need mortgage and guarantee when applying. The better the user's credit record, the more favorable the loan interest rate will be.

Users can apply for a loan amount of up to 200,000 yuan online. After the loan amount is activated, it will be recycled within one year, and interest will be calculated on a daily basis at the initial stage of withdrawal, and there is no need to submit information again to apply for loan renewal. If the repayment record is good, users can also apply for cash withdrawal, and users can choose the repayment period of 3 months, 6 months, 9 months, 12 months.

The main products of Zhongyuan Finance include elite loans, provident fund loans, Leju loans and bank business loans. Among these four products, elite loans are designed for office workers, with a daily interest rate of 0.02%, and you can earn interest even if you borrow money for many days. Provident fund loans require 12 months of provident fund deposit to apply for loans. Leju loan is a loan specially designed for homeowners, with a high repayment amount in installments. UnionPay Business-Qianhua is a loan designed for credit card users with a monthly interest rate of 0.75%. Whether the interest rate is high or low can be compared with the daily interest rate of 0.03% borrowed by ants and 0.04% borrowed by micro-loans. The interest rate of Zhongyuan Finance's products is still low. Therefore, Zhongyuan Finance not only relies on big trees, but also has relatively low interest rates.

If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.

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Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.

It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment.

If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Staging music can be borrowed up to 50 thousand!

Click online measurement