The surplus is 654.38 million yuan. If you put it in a bank card, the monthly interest is only 2.9 yuan. If you put it in Yu 'ebao, you can earn 25 yuan every month. If you put it in the enrichment treasure of Jingdong Finance, you can earn 36 yuan every month. This gap is obvious, and it is only a simple choice and judgment, which will not have any impact on your work and study. How to manage 1 0,000 yuan is simple. Choose financial products with low risk, flexible withdrawal, and a yield of about 3%, with bank deposits as the underlying assets. You don't need to stare at the market all the time, and you don't need to operate frequently. Just be a Buddhist financial manager.