1. Log in to Bank of Communications Credit Card Online Banking and select the credit card financing page;

2. Enter "bill installment-issued account", click the installment currency and enter the installment amount;

3, the system immediately audit, automatically inform the application results.

Method 2: Telephone processing method

1. Call the customer service hotline 400-800-9888, and after the identity verification is completed, transfer the bill to the installment line;

There are two methods, choose one.

2.( 1) self-service: enter the installment amount and installment number through voice prompt, and the system will review it immediately, and the customer service specialist will inform the result.

2.(2) Labor: inform the customer service specialist of the installment amount and the number of installments, and the system will review them immediately, and the customer service specialist will inform the result.

Bank of Communications credit card installment fee list:

Application time: 2 days after the transaction date to 3 days before the due repayment date.

For example, take 12000 yuan as an example. If 12 installment repayment is required, the total handling fee is:

12000× 8.64% =1036.8 yuan

The repayment for each installment is:

12000 ÷12+1036.8 ÷12 =1086.4 yuan

Handling fee standard: bills above 20,000 yuan will be collected by stages; The bill is charged at a time of 20,000 yuan or less.

If you have the following consumption items, these consumption items cannot be phased:

1, various formalities fees, such as annual credit card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card fees;

2. Transfer transactions, cash withdrawal transactions, real estate sales, securities transactions, repayment of loans, purchase of lottery tickets, payment of fines, taxes, business expenses, hospital transactions, court fees, bail and bonds, government services, government loans, embassy and consulate fees, etc.

Bank interest rate network Bian Xiao tip:

Credit card installment is very good, which can help us relieve the pressure of repayment, but it should be noted that installment is interest-free but certainly not free, and once installment is successful, it cannot be revoked, and even if repayment is made in advance, all handling fees must be paid in full.

In addition, repayment must be made in full and on time every month. If you forget once, you will have a penalty interest, and there will be overdue records. Friends who apply for credit card installment should be cautious.