Excess foreign exchange can be obtained in the following ways:

1. Everyone in mainland China will have an annual settlement limit of 5W USD, which can be settled directly online or by converting USD into RMB at the bank counter. If your foreign exchange settlement quota has been used up, you can transfer money at the bank counter with your immediate family members, transfer the US dollars in your account to your immediate family members' account, and use their foreign exchange settlement quota to settle foreign exchange.

2. Transfer to an enterprise account with foreign exchange function in China, open relevant documents to SAFE to increase the amount of foreign exchange settlement, and settle foreign exchange as a company (it will involve import and export and tax-related expenses).

3. In principle, overseas companies are not allowed to remit money to domestic personal accounts. Basically, domestic banks are stuck and must provide so-called trade vouchers. To access personal accounts.

4. For overseas private remittance, trade words such as payment, invoice and contract are not allowed in the postscript, and the treatment method is the same as above.

Extended data:

Article 45 of the Regulations of People's Republic of China (PRC) Municipality on Foreign Exchange Control stipulates:

Buying and selling foreign exchange without permission, buying and selling foreign exchange in disguised form, buying and selling foreign exchange in reverse, or illegally introducing and selling foreign exchange in a large amount, shall be given a warning by the foreign exchange administration organs, the illegal income shall be confiscated, and a fine of less than 30% of the illegal amount shall be imposed; If the circumstances are serious, a fine of not less than 30% of the illegal amount but not more than the equivalent value shall be imposed; If a crime is constituted, criminal responsibility shall be investigated according to law.

The quota for carrying and declaring foreign currency cash into and out of the country shall be stipulated by the foreign exchange administration department of the State Council.

Baidu Encyclopedia-Regulations of People's Republic of China (PRC) Municipality on Foreign Exchange Management

Central People's Government Network-Chinese Name and the State Council Order