If you simply want to accept US dollars, then a domestic bank card will do. For example, if your foreign relatives give you 10W, you can receive the money, but your foreign exchange limit is only 5W, so you can only withdraw 5W from the bank, and the remaining 5W can only be put in the foreign exchange account of your bank card. Either change the quota with a new $ 5W in the second year, or find another way to quit.

If you want to accept this payment in dollars, then withdraw it in RMB. It is recommended to open a Hong Kong bank account (such as Standard Chartered Bank account) and accept US dollars with a Hong Kong bank account. The purpose is to circumvent the 5W limit. . For example, if you receive a $ 20W account, you can divide it into four parts, call your relatives and friends, and successfully withdraw cash with their foreign exchange quota. If they are all domestic bank cards, they cannot be converted into US dollars. You need to open a Hong Kong account.