Due to frequent circulation, coins will inevitably be damaged and defiled. At this time, you should choose to go to the bank to exchange the residual coins, and the bank will exchange them according to the incomplete situation. But when the residual currency is foreign currency, the situation is another matter, because at present, domestic banks do not accept the exchange and savings of foreign currency residual currency.

A few days ago, Mr. Zhang encountered a similar situation. The "Eleventh" family traveled to the United States, and when they came back to sort out coins, they found a hundred-dollar bill with obvious water stains. Mr. Zhang went to the bank at the door of his house and asked for foreign exchange, but the bank refused. Mr. Zhang decided to change his deposit, which was also rejected. I think the bank in front of my house is too small, but I went to several big banks and failed.

The reporter took a lost 100 yuan bill and made a field investigation in several banks in Shanghai. In a state-owned commercial bank, the cashier took the dollar handed over by the reporter, read it over and over again, touched it over and over again, and finally said, "This dollar is somewhat damaged and cannot be accepted according to the regulations of the bank." Then, the reporter went to another bank and got the same answer. The staff even suggested changing money at a bank in Hong Kong.

The reporter called the Bank of China, whose foreign exchange business is relatively authoritative. The staff of the telephone bank said that BOC does not accept the exchange of foreign currency remnants. As for whether to accept the savings business, the bank counter will decide according to the damage of the residual currency. The reporter learned that before, some banks could handle foreign exchange with residual currency on their behalf, but they would charge a certain fee and return it after 40-60 days. However, Bank of China Telephone Banking said that at present, China Bank no longer offers this service.

Business travel experts reminded

1. According to China's entry and exit regulations, unless a foreign currency carrying certificate is issued, each person can only carry out the country with no more than $5,000 in cash.

When you return home, you should try your best to convert the unused foreign exchange into RMB, especially coins. At present, domestic banks do not exchange foreign currency coins.

3. It is also suggested to deal with the residual coins locally before returning to China. Most domestic banks will not accept residual coins, and only some banks can handle the overseas exchange of residual coins as agents, but they will charge a certain fee and return them after 40-60 days.