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The difference between individual customers and VIP customers of China Bank
The difference between China Bank, individual customer bank and individual VIP bank;

The VIP version of personal online banking provides members with exclusive channels, exclusive areas, exclusive services, exclusive products and exclusive offers different from ordinary online banking customers.

1. Exclusive service channel: VIP online banking has a special login portal and a special background server. When customers use online banking, they log in through the exclusive service channel, which makes the connection faster and smoother.

2. Exclusive service area: Redesign and modify the VIP online banking service interface to form an exclusive online banking service area for VIP online banking customers, so as to create an exclusive and distinguished experience for customers.

3. Exclusive services: two exclusive services are provided for VIP online banking customers to show their distinguished status.

4. Exclusive products: This bank customizes exclusive investment and wealth management products for online banking customers.

5. Exclusive offers: VIP online banking members offer eight exclusive offers. Members can handle fund subscription, remittance, inter-bank remittance (electronic express remittance), cross-border remittance and tuition payment through VIP online banking, and enjoy more preferential treatment than ordinary customers. The higher the membership level, the greater the discount.

1. The average daily balance of the gold card exceeds 500,000 RMB. When you go to the national counter to handle business, you can handle business directly without queuing. Or exclusive VIP channel or counter service.

Two, China Bank national counter deposit and withdrawal, free of charge for deposit and withdrawal in different places. ATM charges, but the counter is free.

Third, the gold card is free of loss reporting, and the annual fee is average. The fee for opening online banking is free, and the loss of dynamic password, password loss and renewal of online banking are free. VIP online banking is opened, and the transfer fee in online banking is preferential.

Four, open a deposit certificate, open a copy of the charge.

Five, for loans, enjoy preferential interest rates.

Six, the counter for transfer settlement, remittance business, preferential charges.

VIP service, professional financial manager service and complete financial planning service are all available.

Eight, the purchase of RMB, foreign exchange wealth management products, VIP quotation income is higher than the average customer.

9. You can apply for the VIP qualification of Platinum Credit Card of China Bank, and the credit card limit can exceed 50,000. The maximum credit line by assets can reach RMB 2 million, which is the highest credit line in China at present.

X. One card is multi-purpose. The VIP card of China Bank has all the service functions of Great Wall electronic debit card, which is safe, convenient and universal, and integrates many functions such as saving, ATM service, shopping consumption, investment and wealth management, thus realizing multi-purpose of one card.

Banks are financial institutions established in accordance with the law to operate monetary credit business, and they are the products of the development of commodity monetary economy to a certain stage.

Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.

Central Bank: China People's Bank is the central bank of China.

Policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China National Development Bank.

Commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications.

Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG, Societe Generale, etc.

World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards.