There are several ways to check the freezing time of a bank card:

First, you can go directly to the bank counter, show your bank card and ID card, and let the staff check;

Second, call the bank’s customer service number to inquire;

Third, inquire through online banking or mobile banking.

There are three reasons why a bank card is frozen: the first is that the card is frozen due to misuse during the use of the card; the second is the abnormal transaction behavior during the use of the card and is frozen; the third is that the bank card is frozen Participated in illegal and criminal activities and was frozen.

Let’s talk about these three situations in detail:

The first one is that if you misuse the card during use, it will be temporarily frozen by the bank.

1. When operating at an ATM machine, if you enter the wrong password more than 3 times, it will be automatically frozen. It will be automatically unfrozen after 24 hours.

2. If you frequently operate online banking and enter the wrong password more than 3 times, your account will be automatically frozen and will be automatically unfrozen after 24 hours.

3. When conducting transactions online, a virus link caused misoperation, and the transaction was temporarily frozen. You have to go to the bank to unfreeze.

The second type is that abnormal transaction behavior during the use of the card is temporarily frozen by the bank.

1. Frequent online small-amount transactions, online recharges, and back-and-forth between different accounts will be regarded by the bank as suspected of fraudulent transactions, which are abnormal transactions and will also be frozen by the bank.

2. Large foreign exchange transfers, virtual currency speculation, and foreign exchange speculation will be regarded as abnormal transactions by the bank and will also be frozen by the bank.

3. Online transactions such as purchasing pornographic video services and participating in gambling websites are also regarded as abnormal transactions and frozen by banks.

4. If the user's card is stolen by others, the bank will regard it as an abnormal transaction and can have the bank unfreeze it through legal channels.

5. If there are huge or high-frequency transactions in the user's bank card, they are abnormal transactions and will be frozen by the bank.

The third type is those who participate in illegal and criminal activities through bank cards and are frozen.

1. Conducted online fraud through bank cards, obtained huge profits, had huge funds, and was convicted by judicial authorities.

2. The bank card is suspected of major economic debt disputes, has been identified by the court, and the bank has been required to freeze by the judicial authority.

3. The user's bank card has been involved in a large amount of money laundering, gang-related crimes, and drug-related transactions, and has been characterized by judicial authorities. The bank will also freeze the bank card.

In all of the above situations, bank card freezing can be divided into temporary freezing and permanent freezing. The former is not serious in nature, and the bank will unfreeze it for you if you find the reason; the latter is more serious in nature, and unfreezing is very difficult. Some may even be permanently frozen.

Once you find that your bank card has been frozen, you must first find out the specific reason, call for consultation, and then go to the bank to unfreeze it.