Introduce several easy-to-use visa credit cards:
1, Bank of Communications China Eastern Airlines Credit Card, the advantage of this product is that one card has two labels: UnionPay and visa, which are convenient for consumption at home and abroad, and as an aviation co-branded card, it is more suitable for business travelers. There are three grades of cards: ordinary cards, gold cards and platinum cards. The rights and interests mainly include: credit card points can be exchanged for China Eastern Airlines miles, as well as various aviation insurance protection and air ticket discounts.
2. Ping An Bank visa Platinum Card. Although this card is not a co-branded card, the benefits provided by the visa card organization are equally wonderful:
(1) The annual fee for the main card is 600 yuan/year, and the annual fee for the auxiliary card is 480 yuan/year, which will be waived for life during the preferential period;
(2) High insurance coverage: 2 million yuan will be paid for overseas aviation accident insurance, travel accident insurance, lost travel documents, lost shopping items and lost checked baggage.
(3) Exclusive discount: 5% cash back from consumption; Five-star hotels in the world "3 stay and pay 2" and "4 stay and pay 3"; The single consumption of "Salad Luxury" designated stores in Hong Kong and Macao returned to 500; 15% discount for designated brands of Shasha Hong Kong and Macao Branch; Global roaming WIFI2 is free for 2 days; Rent a car in Hertz and enjoy a discount of 10% and a discount of "rent six and get one free".
In fact, visa is the same, but now all credit cards are visa+ UnionPay, so try to pay in overseas merchants who support UnionPay. Now the coverage of UnionPay in Southeast Asia is very high.
3. China Merchants Bank International Student Credit Card (supplementary card). This visa credit card is only a secondary card, and there is no main card issued. It is more suitable for international students and their parents, and it is easy to get rid of the card. Most importantly, rights and interests are equally rich:
(1) Free handling fee for the first four global cash withdrawals every month;
(2) If you spend the full amount, you can get 999 red envelopes;
(3) If you make any consumption on the Pocket Life APP, you will have the opportunity to get the AppStore recharge card;
(4) Accumulate personal credit to lay a foundation for applying for a credit card or withdrawing money in the future.
Which bank is good for visa card abroad? You need three cashback credit cards.
With the continuous improvement of national economic income, more and more people are eager to go abroad and see the world, but it is not very convenient to spend in RMB, so you can equip yourself with a visa credit card. Then, which bank should I apply for a visa card when going abroad? Here are some credit cards that can be cashed back without annual fee when spending abroad.
1, roncamus credit card
Annual fee-free platinum card, the cash back highlight of this credit card is "8% for overseas big-name merchants and 28% for overseas duty-free shops".
Most importantly, the card can issue a global payment platinum card (Visa version), and can enjoy up to 5 million aviation accident insurance, flight baggage delay insurance and card loss protection. In addition, foreign currency transactions can not only exempt foreign exchange fees, but also automatically purchase foreign exchange and repay directly in RMB.
2. Minsheng Visa standard credit card
Minsheng Bank Platinum, main card 600 yuan/year, sub-card 300 yuan/year. Free annual fee for the first year. If you spend 18 card or 50000 yuan (or equivalent foreign currency) in the current year, the annual fee will be reduced or exempted in the following year.
With Minsheng Visa standard credit card, you can cash back 1% in consumption abroad, 10% for offline consumption, and the cash back limit is $200 per month, 1 000 per year. There are also free foreign currency transaction fees, 50% off buffet for two people in five-star hotels and so on.
3. China CITIC Bank Tuniu Card (VISA Edition)
Unconditionally exempt the annual fee of 2000 yuan and the currency conversion fee for overseas transactions.
Customers can enjoy cashback in the United States, Canada and other 16 countries or regions after registering with Tuniu Visa co-branded customer WeChat/SMS, among which the cashback ratio for fashion department stores, restaurants and accommodation is 30%, and the highest cashback ratio for other offline consumption is 8%.
Which bank studying in the UK has a good visa card?
Studying in the UK suggests that you have two bank cards as standard, one is a credit card (which can guarantee normal use abroad) and the other is a local bank card in the UK. Bank cards for British students can only be used as savings cards.
British bank card selection
1. Santander Bank
Santander is from Spain, and many universities have business halls of the bank, which is a bank dedicated to serving students. Usually there are many discounts, and we often cooperate with some merchants to do some preferential activities.
2. Bank of China Branch
Bank of China has branches in London, Birmingham, Manchester and Graz. International students can open an account in China first, remit tuition, living expenses and other expenses for studying abroad into the account in advance, and also handle local debit cards and online banking services in the UK. It does not charge management fees, remittance outside the UK is free of charge, and debit cards are free of charge for cash withdrawal at ATMs and cross-border transactions.
3.HSBS HSBC
HSBC is the largest bank in the UK at present, and it is also a bank that China people like very much. There is a Chinese service, which covers a very wide area in Britain, with about 1 500 outlets, which is very convenient.
HSBC has a passport account, a basic deposit account account, a standard account, a premium account and a premier account. There are many kinds of accounts and various choices. If you have a card in China, you can withdraw money directly from the local HSBC ATM in the UK without going through the formalities.
4. Barclays Bank
Barclays Bank is the second largest bank in the UK, the first bank with ATM in the world, and the first credit card and debit card in the UK, mainly engaged in consumer, corporate banking, credit card, mortgage, leasing and private banking.
This bank is one of the first choices for international students, because its ATMs and outlets are very common, and the mobile banking of Barclays Bank is convenient to use. You can open a student account with a student letter. There is no annual fee or any other management fee for the student account.
5. Lloyds Bank
Lloyds Bank is one of the four largest banks in Britain, and its symbol is a dark horse named Lloyds Bank.
If there is a need to study abroad, I recommend New Oriental to go abroad in the future. New Oriental has rich and practical overseas study products, one-stop overseas study service and professional consulting team. Branches have been established in 42 cities across the country, and wholly-owned subsidiaries have been established in Britain, Australia, Canada and Japan. Free study abroad in 2022
Which bank is good for visa card? Visa cards issued by these banks are fast and have high quotas!
Friends who have done cards should know that there are generally three kinds of cards for you to choose from when doing credit cards in banks, namely visa, master and chinapay. Three different logos are actually equal to different payment and settlement platforms. A friend asked, which bank is better for visa card? Visa cards issued by these banks are fast and have high quotas!
Which bank is good for visa card?
1, Industrial and Commercial Bank of China
The advantage of ICBC visa card is its high quota, which can be used in combination with other ICBC credit cards. If the cardholder already has an ICBC credit card, the amount can be directly superimposed after handling the visa card. ICBC is also the only bank in China that can increase the credit card limit.
2. Guangfa Bank
The amount of visa card of Guangfa Bank is relatively high, and the threshold for handling cards is relatively low. After handling the visa card of Guangfa Bank, it will be much more convenient for cardholders to handle the gold card. Of course, Guangfa Bank also has many integral activities, which are more suitable for people's lives, such as 50% discount on weekend meals.
3. China Everbright Bank
Another feature of China Everbright Bank's visa card is its high quota. According to the feedback from the actual cardholder, you can apply for withdrawal within six months. If the application is successful, the quota will generally double. Moreover, Guangfa Bank is happy to give cardholders a lot of points, and the records of online transactions of cardholders can also give points.
4. China Merchants Bank
Visa card of China Merchants Bank is characterized by convenient online payment, which is almost one of the necessary cards for international students. China Merchants Bank visa card points activities are usually not many, but you can get points red packets when you spend the full amount, with a maximum of 999 points. And cardholders have the opportunity to receive APP Store recharge cards for any consumption on the Pocket Life App.
The above is the related content sharing of "which bank is good for visa card", I hope it will help everyone!
Which bank should I choose for visa credit card?
For card friends, of course, everyone wants to get their favorite credit card quickly, and the most annoying thing about applying for a credit card is being rejected, which affects both efficiency and mood. So there are so many types of credit cards in major banks, how should we choose them? Which credit cards are easy to handle?
1. CITIC Bank Taobao Card can greatly improve the efficiency and success rate by binding customers' Taobao accounts. CITIC Bank's card approval speed has always enjoyed a good reputation among card users. After testing, CITIC Bank's online credit card application will generally be accepted by the bank within 24 hours, which is quite efficient! Now, CITIC Taobao Card is processed through the network, and the first quick payment is reduced to 30 yuan. Don't miss this offer!
2. Guangfa True Love Card, the first exclusive credit card for women in China, is designed with a transparent card version and advocates the concept of "independence, calmness, intelligence and frankness" in women's life. It has the service functions such as triple points plan and self-selected insurance plan, and enjoys many merchant discounts, giving women more personalized choices and more caring services. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.
3. Guangfa Car Owner Card, specially tailored for private car owners. Provide all-round benefits and services for car owners, customers and their cars. Enjoy the national 100 km free road rescue service, 5 times credit card refueling points or 1% cash back discount, choose high insurance coverage and many other functions and benefits. The application of Guangfa Owner's Card naturally reduces a lot of troubles for many riders ~ When applying for Guangfa Owner's Card, users can greatly improve the success rate of applying for a credit card by providing their car's driving license!
4. New customers of China Merchants Bank QQ co-branded credit card can get a gift of American traveler's fashion shoulder bag over 388 yuan. New card customers only need to swipe their cards three times in two months, and each time they spend 188 yuan, they will get a 388-yuan American traveler fashion shoulder bag. The first cash withdrawal every month is free.
The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, the first withdrawal fee will be added free of charge every natural month!
6. Ping An Bank's credit card is very grounded, such as the owner's card dedicated to the owner, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. The most sought-after and easy-to-handle credit card.
What kind of credit card should visa use?
The landlord can try the visa full currency card of China Merchants Bank. The handling fee for foreign currency exchange is much more favorable than that for non-full currency cards, which is about 1%-2%. Because overseas credit cards are all settled in local currency, the cardholder's consumption amount is converted from local currency into US dollars and credited to the US dollar account. When the cardholder repays in RMB in China, there are two currencies to exchange, which increases the cardholder's currency exchange rate cost. However, no matter when and where you use the visa full currency card of China Merchants Bank, you can avoid the foreign exchange fee of 1.5% when you use this card to spend or withdraw money, and you don't have to go to the counter to change money to save the fee.
In addition, the great thing about China Merchants Bank visa all-currency card is that no matter where you hold this card for foreign currency transactions in the world, you can automatically purchase foreign exchange for RMB bookkeeping, and then repay directly in RMB, which saves the trouble of purchasing foreign exchange and is more convenient to go abroad!
Visa credit card recommendation is enough here.