The amount of personal account, the general bank will not query the specific source of funds. However, the following situations will be inquired by the bank supervision: 1. According to the Anti-Money Laundering Law, the single deposit and withdrawal amount of the bank exceeds 50,000 yuan, and the withdrawal amount from the memory on 10 exceeds10 million yuan. This account may be monitored by the bank and investigated by the local people's bank, municipal public security bureau and other departments to confirm whether it is suspected of money laundering.

2. Cash receipts and payments below but close to the reporting limit of large cash transactions frequently appear in customers' fund accounts for unknown reasons. ?

3. In a short period of time, customers deposit funds in a decentralized way, transfer them out in a centralized way or deposit them in a centralized way, and transfer them out in a decentralized way.

4. In the bank card account that the customer has not used for a long time, a large amount of funds are suddenly received and paid into the fund account.

Extended data:

Extended data:

Acts constituting the crime of money laundering:

1. Providing a fund account: it refers to opening a bank fund account for criminals, or providing an existing bank fund account for criminals to use.

2. Assist in converting property into cash or financial instruments: This includes converting physical objects into cash or financial instruments, and converting cash into financial instruments or financial instruments into cash.

It also includes converting such cash (such as RMB) into other cash (such as USD) and converting such financial bills (such as bills issued by foreign financial institutions) into other financial bills (such as bills issued by domestic financial institutions).

3. Assist the transfer of funds through transfer or other settlement methods.

4. Assist in remittance abroad.

5. Concealing and concealing the illegal proceeds of crime and the source and nature of their income by other means: it refers to all other methods of concealing and concealing the illegal proceeds of crime and the nature and source of their income, such as investing the proceeds of crime in a certain industry, buying real estate with the proceeds of crime, etc.

Baidu Encyclopedia-Money Laundering Crime

Interview with Director of Anti-Money Laundering Bureau of People's Bank of China