Of course. Banks can take it out in advance regularly, as long as they go to the bank counter to handle it, but if they take it out in advance regularly, banks will lose interest. From 202 1 and 1, the interest-bearing rules applicable to early withdrawal deposits are adjusted, that is, interest is calculated according to the listed interest rate of bank demand deposits on the withdrawal date.

If part of the withdrawal is made in advance, and the remaining fixed deposit is not less than the initial deposit amount, the interest will be calculated and paid according to the deposit interest rate listed on the withdrawal date, and the remaining deposit will be executed according to the original interest rate and term.

If the remaining time deposit is less than the initial deposit amount, interest shall be calculated and paid according to the deposit interest rate listed on the withdrawal date, and the time deposit shall be settled. Full withdrawal at maturity, and one-time settlement of principal and interest at the specified interest rate.

RMB time deposits are usually divided into six interest rate classes: three months, six months, one year, two years, three years and five years. Foreign exchange time deposits of Chinese-funded enterprises are divided into five grades: one month, three months, six months, one year and two years.