Remittance is a unilateral unconditional payment service, that is, once remittance is remitted, the remitter loses the ownership of the currency.

The main risks should occur in commercial transactions. If the sender remits money first, it means that the other party has the initiative in the transaction without obtaining the services or goods of the equivalent currency provided by the other party. This kind of practice mostly happens when the mutual trust is high or the seller's goods are in short supply. Under normal circumstances, suppliers are always required to supply goods first, and buyers are willing to remit money for payment.

Bank credit (letter of credit, letter of guarantee, etc.) is often used for unfamiliar transactions between customers. ) or commercial credit (guaranteed by a powerful company) as an intermediary. After the two sides know each other better, they will accept remittance settlement.