1. Industrial and Commercial Bank of China: The virus-confirmed patients and suspected patients and their families who apply for personal loans in our bank due to the epidemic can be postponed and not included in the list of breach of contract and dishonesty. Other follow-up due to the overdue epidemic can go to the business hall to pay the fee and apply. After the application is successful, it can not only restore the credit information, but also reduce the default interest on loans during the epidemic.
2. Bank of China: For the staff involved in epidemic prevention, patients with confirmed or suspected cases and their spouses, if the loan behavior fails to repay on time during the epidemic period, or the credit card overdraft fails, Bank of China will extend the repayment period and will not be included in the default list, nor will it be included in the credit information system. Bank of China helps people who temporarily lost their jobs during the epidemic, and can postpone repayment for those who temporarily lost their livelihood and provide humanized services. The major banks fully responded to the call of the state to reduce the burden on the public.
3. Postal Savings Bank: For those who are temporarily unemployed during the epidemic, timely adjust their repayment in mortgage purchase and reasonably extend their repayment period. People can apply for an extension in the local business hall.
4. China Construction Bank: Employees who are temporarily unemployed due to the epidemic or struggle in the front line of anti-epidemic can postpone repayment. The general extension time is about one month, and the specific extension time is waiting for the specific notice of the bank. If you need to postpone, you can call customer service to report to the corresponding department.
5. Bank of Communications: actively protect people's livelihood affected by the epidemic and protect public credit information. For special people who meet the requirements, they can flexibly adjust the repayment arrangement and relax the repayment period. If the repayment cannot be made in time due to the epidemic, it will not be overdue, and you can go to the relevant hall for adjustment.
6. Agricultural Bank: People who temporarily lose their income due to the epidemic can flexibly adjust the repayment time, and will not be included in the default list and will not be punished. The Agricultural Bank of China only puts the short-term grace target on the areas with serious epidemic situation. If the repayment is affected by the epidemic and meets the corresponding conditions, you can also follow the SMS prompts.
Of course, only those who meet certain conditions can be reasonably postponed: infected people, workers who rushed to the front line to participate in epidemic prevention work, people who need to participate in isolation due to the epidemic, and people who temporarily lost their sources of income due to the epidemic. Except for these four people, most of them should pay back on time, and don't leave a black record on the credit list after the deadline.
In daily life, everyone should repay on time, develop good repayment habits, repay on time, and don't leave records on the blacklist.
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