Project annual interest rate ()

I. Deposits of urban and rural residents and units

(1) Current account 0.30

(2) On a regular basis

1. lump sum deposit and withdrawal

Three months 1.35

Half a year 1.56

One year 1.78

Two years 2.25

2.75 pounds for three years

2.75 pounds for five years

2. lump-sum deposit and withdrawal, deposit and interest.

One year 1.35

Three years 1.56

Five years 1.56

3. Fixed-income and double-income loans will be discounted at the same interest rate regularly within one year.

Two. Agreed deposit 1.00

Three. deposit at notice

0.55 per day

Seven days 1. 10

China Postal Savings Bank is a large retail commercial bank in China, which was established on March 6, 2007 and headquartered in Xicheng District.

Formerly known as Postal Savings Bureau; In 20 16, the Postal Savings Bank was successfully listed on the main board of the Hong Kong Stock Exchange. Mainly engaged in banking and financial services.

On the evening of October 28th, 2002110, the Postal Savings Bank disclosed the third quarterly report, and the company's operating income in the third quarter was 80.705 billion yuan, up15.43% year-on-year; The net profit was 23.497 billion yuan, a year-on-year increase of 22.47%. The net profit in the first three quarters was 64.507 billion yuan, a year-on-year increase of 22.07%.

According to the overall arrangement of financial system reform in the State Council, China Postal Savings Bank Co., Ltd. was formally established in March 2007 on the basis of reforming the original postal savings management system. 201265438+1October 2 1 With the consent of the State Council and the approval of the China Banking Regulatory Commission, Postal Savings Bank of China Limited was changed into Postal Savings Bank of China Limited as a whole according to law.

(labour) services

Investment and financial management: financial management, insurance, funds, precious metals, national debt, fund depository, asset management plan, and personal product information inquiry platform.

Credit card: credit card family photo, credit card installment, integral mall, credit card service, shortcut function.

Debit cards and (deposits and loans): debit cards, personal deposits, credit services, foreign exchange, payment and settlement.

Personal e-banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking, and savings SMS service.

VIP service: VIP card, special service

Company service

Account service: service standard and process, convenient account opening, appointment processing, bank confirmation letter.

Products and services: corporate deposits, corporate credit, cross-border finance, domestic trade financing, bill business, cash management, corporate wealth management, custody business, investment banking, corporate settlement and fund depository.

Enterprise e-banking: enterprise online banking, telephone banking, self-service banking and direct connection between banks and enterprises.

Value-added services: financial solutions and business guides

Inter-bank finance

Sannong service

Serving agriculture, countryside and farmers: postal easy loan-quick loan, agricultural loan, government loan, industrial chain operation loan, commercial loan and agricultural professional cooperative loan.

Small business service

Small business credit products: e-mail loan-micro-e-loan, technology small business loan, general small business loan and characteristic small business loan.