Individual customers can trade in cash or individually. The buy/sell price of cash is the same as the buy/sell price of cash, and the system will display it as the buy/sell price. Because corporate customers don't have cash foreign currency accounts, they can only buy and sell cash foreign exchange.

Account conditions: 1. When a customer conducts a foreign exchange transaction, there must be enough balance in the special foreign exchange account to sell the currency, and any transaction should meet the principle that the available balance of the account is ≥ the transaction amount (if it is automatic deduction). 2. When the customer sells paper gold and paper silver, there must be enough paper gold and paper silver balance in the foreign exchange account; When buying paper gold and paper silver, there must be enough dollar balance in the foreign exchange account at the transaction price.

Conditions for individual customers to open new foreign exchange business: Any individual who holds debit cards such as Sunshine Card, deposit and loan card issued by China Everbright Bank and owns one of the eight tradable currencies can become an individual customer of new foreign exchange business. Each debit card can open one account, and the same customer can open multiple accounts, but transactions or transfers between accounts are not allowed.

Scope of individual customers: except for entrusted transactions that cannot be handled at the counter, businesses such as signing contracts, canceling contracts, instant transactions, deposit and withdrawal, detailed inquiry and printing can be handled at any business outlets in China.

Conditions for corporate customers to open new foreign exchange business: All corporate customers who open current accounts in US dollars in China Everbright Bank can meet the relevant regulations of the State Administration of Foreign Exchange and China Everbright Bank. One account can be opened for each USD current account, and multiple accounts can be opened for the same customer, but transactions or transfers between accounts are not allowed.

Scope of handling corporate customers: As the business types of corporate customers need to verify the seals on the relevant application forms, if the corporate settlement account signed is a universal deposit and withdrawal account, customers can handle the signing, account cancellation and detailed inquiry and printing business at any business outlet of China Everbright Bank; Otherwise, it can only be handled at the opening bank of the company settlement account.