Remittances from Hong Kong via ATM generally arrive in real time. 2065438+March 28th, 2009, the central bank made appropriate adjustments to the ATM transfer management policy, that is, when handling business for individuals through the ATM POS machine, the transfer acceptance interface can display the payee's name, account number, transfer amount and other information in Chinese, and clearly prompt the business to arrive in real time for customer confirmation. If the above requirements are met, the requirement that the self-service teller POS machine arrives after 24 hours can no longer be implemented.

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Precautions:

After opening a Hong Kong account, you can transfer money through online banking or the counter. It is suggested that if you are not particularly clear about the transfer process, you can go directly to the bank counter. If you need to transfer the existing US dollars in China to an account in Hong Kong, if you don't have US dollars yet, you need to exchange them in accordance with the latest foreign exchange control regulations, and then remit the converted foreign exchange.

According to the foreign exchange regulations, each person can't buy anything more than $50,000 a year-that is, converting RMB into dollars and depositing it in his account (not cash) can't exceed $50,000 a year. At the same time, each person can't settle foreign exchange more than 50,000 dollars a year-after foreign exchange is remitted into domestic accounts, it must be settled into RMB, and it can't exceed 50,000 dollars a year.

Bank of China remittance in Hong Kong usually arrives on the second working day, but it is normal within three working days. If it takes more than three days, you should call the Bank of China in the Mainland to inquire about the situation.

Bank of China should fill in the account number of Hong Kong dollars when remitting money to Hong Kong. Please remember that telegraphic transfer to a Hong Kong bank account must fill in the account number, and it is useless to use plain English for the bank card number.

In fact, Hong Kong bank cards have no influence on us. This card is just an ATM card, which means you can withdraw money from the ATM in Hong Kong. It has no other functions.

SWIFT system realizes direct real-time transfer and settlement with overseas banks, greatly reducing intermediate links. If the account number and payee's name are correct, the account will be received soon.

"Fast Remittance" Series-Fast Remittance Services in Taiwan Province Province, Korea and Japan. All funds can arrive from the other bank (remittance) within one working hour, or from payment to the other bank (remittance). Once the requirements are confirmed, the remittance will be released to the customer's account immediately.