Generally, such products mainly come from banks and investment and wealth management products. Zheshang Bank's financial investment produces high returns, so it gives users high financial returns. Zheshang Bank's wealth management investment team is relatively strong, which brings high wealth management income; The initial investment amount of Zheshang Bank's wealth management is higher, and the corresponding wealth management income is higher.

Investment and financial management means that investors manage and allocate the assets of individuals, families, enterprises and institutions by reasonably arranging funds and using investment and financial management tools such as savings, bank financial products, bonds, funds, stocks, futures, commodity spot, foreign exchange, real estate, insurance, gold, P2P, culture and art, so as to achieve the purpose of maintaining and increasing the value of assets, thus accelerating the growth of assets. If a fund sales institution cooperates with other institutions to sell funds and other wealth management products through the Internet, it shall earnestly fulfill its risk disclosure obligations and shall not attract customers by committing illegal gains; Fund managers should take effective measures to prevent maturity mismatch and liquidity risk in asset allocation; Fund sales institutions and their cooperative institutions provide investors with income through other activities. Insurance companies should follow the principles of safety, confidentiality and stability when conducting Internet insurance business, strengthen risk management, improve internal control system, and ensure transaction security, information security and capital security.

Professional Internet insurance companies should adhere to the basic orientation of serving Internet economic activities and provide targeted insurance services. Insurance companies should establish management systems and necessary firewalls for their non-insurance subsidiaries such as e-commerce companies. Insurance companies selling insurance products through the Internet shall not make false statements, one-sided or exaggerated propaganda, or make misleading descriptions such as illegal promises of gains or losses. Internet insurance business is supervised by the China Insurance Regulatory Commission. Stock trading, the future situation of capital supply and demand is relatively optimistic, which is undoubtedly a shot in the arm for the capital-driven China stock market. In addition, stricter requirements are put forward for the performance calculation and financing amount of listed companies, and the supervision of the stock market will increase, which will bring profit opportunities for investors. But in any case, the biggest feature of the stock market is uncertainty, opportunities and risks coexist. Therefore, investors should continue to be cautious and seize opportunities before investing.