Different wealth management products have different regulations. Some wealth management products can be redeemed in advance, while others cannot be redeemed in advance. For example, regular wealth management products can only be redeemed when they expire, and can only be transferred if users want to withdraw funds halfway. Open-ended wealth management products are highly liquid and can be redeemed in advance, but a certain handling fee may be required.

For a long time, buying bank wealth management products means that funds should be "frozen" within a certain period of time. No matter what unexpected financial situation occurs, closed products cannot be redeemed in advance. However, the reporter recently visited and found that some wealth management products and large deposit certificates of some banks in the provincial capital have been put into "early deposit" business. This flexible financial management method, which takes into account high returns and liquidity, has been favored by many investors.

For investors, when buying bank wealth management products, they should try to avoid wealth management products with loss as the condition of early redemption. So what should investors pay attention to when redeeming in advance? First of all, the term of bank wealth management products should not be too long. Investors are advised to seriously consider liquidity issues, such as whether they have the right to redeem in advance after purchasing bank wealth management products.

In this way, investors may not get the expected income, and the product has not expired, so they can redeem it in time to reduce losses. Secondly, because each product has a certain redemption period, early redemption does not mean redemption at any time.