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Citibank remits money to China Construction Bank.
Generally, it takes two working days for the United States to remit money to China, and remittance can be made on any working day. Only on Thursday, the remittance bank can postpone remittance until Monday, so that the remitter will make a profit.

The remittance fee is about RMB 300 to 400 yuan, of which 200 yuan is the remittance fee of the intermediate bank, which is deducted from the remittance amount.

Generally, overseas remittances are foreign exchange remittances, and a savings card or an all-in-one account can be used as an account (as is the case in big banks).