Little Whale Talk Insurance: Mainland residents only need to pay the first premium with visa/master bank card or cash when they come to Hong Kong for the first time. There is no need to come to Hong Kong for all subsequent claims and renewal premiums.

Customers for renewal premiums can open a bank account in Hong Kong and use automatic bank transfer to pay premiums. Online bank transfers basically do not require handling fees, and the transfer amount will be settled based on the exchange rate on that day. Accounts opened in Hong Kong can handle transfers, remittances, and audits through the Internet, or direct overseas remittances from domestic banks to insurance company accounts.

(Domestic banks charge a remittance fee of 138 yuan, and Hong Kong bank transfers charge a 65 Hong Kong dollar handling fee.) If you come to Hong Kong every year, you can pay the premium in cash. It depends on the customer's personal choice