China Agricultural Development Bank implements the system of head office, first-class branches, second-class branches and sub-branches in institutional setup, and the first-class legal person system in management, with the president of the head office as the legal representative and the vertical leadership management system in system. All branches shall conduct business activities according to laws and regulations within the scope authorized by the Head Office.

China Agricultural Bank Co., Ltd. is a limited company mainly engaged in financial services and a central financial enterprise.

Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange;

Settlement and sale of foreign exchange; Engaged in bank card business; Providing letter of credit services and guarantees; Acting for collection and payment; Provide safe deposit box service; Settlement of agency funds; All kinds of exchange business; Acting as an agent for loan business of policy banks, foreign governments and international financial institutions; Loan commitment; Organize or participate in syndicated loans;

Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign exchange loans; Issuing, acting as an agent for issuing, buying and selling or acting as an agent for buying and selling foreign currency securities other than stocks; Acceptance and discount of foreign exchange bills; Self-operated and valet foreign exchange transactions; Foreign currency exchange; Foreign exchange guarantee; Credit investigation, consultation and witness business;

Providing financial consulting services for enterprises and individuals; Depository business of customer transaction settlement funds of securities companies; Securities investment fund custody business; Enterprise annuity custody business; Industrial investment fund custody business; Domestic securities investment custody business of qualified foreign institutional investors;

Acting as an agent for open-end fund business; Telephone banking, mobile banking and online banking; Financial derivatives trading business; Other businesses approved by the the State Council banking regulatory agency and other regulatory agencies; Run insurance agency business concurrently. (Enterprises independently choose business projects and carry out business activities according to law; Projects that must be approved according to law shall, after being approved by the relevant departments, carry out business activities in accordance with the approved contents; Shall not engage in business activities of projects prohibited and restricted by the industrial policies of this Municipality. )

The original intention of China Agricultural Bank was to provide loans for agriculture and rural construction, but today the business scope of China Agricultural Bank has gone far beyond this purpose, but providing financial services for rural areas and agricultural enterprises is still an important service scope of this bank.