1, used for consumption in different regions.

Domestic cards are credit cards used in China, usually UnionPay cards, and overseas cards are credit cards used abroad, which are all-currency cards. Foreign consumption, whether in dollars, euros or yen, is accounted for according to the RMB exchange rate, and then all can be repaid in RMB, but overseas cards are not allowed to be used in China.

2. The issuing financial institutions are different.

"Domestic card" refers to the cards issued by domestic financial institutions, including RMB cards and foreign currency cards; "Overseas card" refers to cards issued by overseas financial institutions, but does not include RMB cards issued by overseas financial institutions.

3. The withdrawal limit is different.

The overseas cash withdrawal limit is set by combining domestic card withdrawal at the bank counter and ATM withdrawal, and the accumulated amount shall not exceed the equivalent of 1000 USD for one day, 5,000 USD for one month and 10000 USD for six months.

Overseas card, which stipulates that RMB cash can be withdrawn in China; By ATM, each transaction shall not exceed RMB 3,000. Overseas cards can withdraw foreign currency cash at the business counters of domestic financial institutions, but not at ATMs.

Baidu Encyclopedia-Domestic Card

Baidu encyclopedia-credit card