1. Open a personal bank account with the same name in Hong Kong Bank in advance. Overseas companies remit money to this account and then to domestic personal accounts. The advantage of this is that there will be no problem in the settlement of foreign exchange by domestic banks.

2. Remittances are transferred from other people's overseas personal accounts, but there must be immediate family members, and domestic banks will require them to submit supporting documents.

In order to effectively curb the behavior of buying and selling accounts and opening fake accounts, and comprehensively promote the real-name management of accounts, since 20 16 12 1, when banking financial institutions open bank settlement accounts for individuals, the same person can only open one Class I account in the same bank. If a Class I account has been opened, a Class II account or a Class III account should be opened. This move aims to protect the safety of funds. ?

At the same time, in order to reduce the cost of residents' transfer, banks will charge off-site handling fees for cash access and transfer business in different places within the bank, which will be free within three months from the date of promulgation of this notice.

Baidu Encyclopedia-Transfer