The first one is through the bank: I used to fill in my family information in any big bank in China (I used to use CCB) through Volkswagen Bank (English). Including the name, account number and detailed address of the bank. Then the bank staff will help you find and fill in other codes and other information.

Give Malaysian ringgit directly to the bank, and families in China receive RMB. (The bank will change it into US dollars and then RMB according to the exchange rate of the day, and the channel is also from Volkswagen Bank-Bank of China-other domestic bank accounts. There is no need for the sender to worry about this process, but there may be a handling fee).

Second, remittance through Western Union is convenient and quick, and does not require the payee's bank account number, but the handling fee is high.

The third way is through the so-called underground money house, which is said to be convenient and fast, and even the exchange rate is better. I've never tried it. I'm afraid it's not safe