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Why is the real exchange rate different from the bank exchange rate?
This shows that Thailand's demand for RMB is higher than our demand for Thai baht.

So if you change it at home, you won't go to Thailand for a good deal.

The exchange rate is not a unified figure, and different countries, regions, banks and time points are different.

If you have no friends in Thailand, you can probably change it to 1: 5 when you go to Thailand, but you can't change it at home.

Supplement:

That domestic bank's is similar to Thailand's, and my original statement is not valid. I don't know if your friend has any special ideas and spends so much money to exchange them. Generally speaking, it is estimated that there is a possibility of cheating.