The freezing and unsealing period of online gambling bank cards is generally not more than six months. The people's court shall not freeze the bank deposits and other funds of the person subjected to execution for more than six months, seal up or detain movable property for more than one year, seal up immovable property for more than two years, and freeze other property rights for more than two years. Except as otherwise provided by laws and judicial interpretations. If the person subjected to execution applies for an extension of the time limit, the people's court shall go through the formalities of sealing up, distraining and freezing before the expiration of the time limit for sealing up, distraining and freezing, and the extension period shall not exceed half of the time limit specified in the preceding paragraph. If you are suspected of breaking the law, you can freeze the account permanently. The issuing bank shall observe the following credit card business risk control indicators:

1. The single overdraft amount of the same cardholder shall not exceed 20,000 yuan (including equivalent foreign currency) for personal cards and 50,000 yuan (including equivalent foreign currency) for business cards;

2. The monthly overdraft balance of an individual card in the same account shall not exceed 50,000 yuan (including equivalent foreign currency), and the unit card shall not exceed 3% of the comprehensive credit line granted by the issuing bank to the unit. The monthly overdraft balance of the unit without comprehensive credit line for reference shall not exceed 654.38+10,000 yuan (including equivalent foreign currency);

3. The overdraft limit of foreign currency cards shall not exceed 80% of the cardholder's deposits (including the pledged amount of savings deposits);

4. The average monthly overdraft balance of more than 65,438+080 days (including 65,438+080 days, the same below) from the implementation date of these Measures shall not exceed 65,438+05 of the average monthly overdraft balance.

legal ground

Article 13 of the Law of the People's Republic of China on the People's Bank of China shall meet the following conditions for a commercial bank to offer bank card business:

(1) It has been in business for more than 3 years and has a good business foundation for handling retail business;

(2) It meets the monitoring indicators for asset-liability ratio management promulgated by the People's Bank of China and is in good operating condition;

(3) The business has established a scientific and perfect internal control system with clear internal authorization approval procedures;

(4) Having qualified managers and technicians and corresponding management institutions;

(5) Safe and effective computer processing system;

(six) the issuance of foreign currency cards must also have the qualification to operate foreign exchange business and the corresponding foreign exchange business management level;

(seven) other conditions stipulated by the people's Bank of China.