1. Payment settlement for goods import and export belongs to (c)
A. Bilateral settlement B. Multilateral settlement C. Trade settlement D. Non-trade settlement
2. "Remittance method" is the international settlement method based on (b).
A. national credit b commercial credit c company credit d bank credit
3. Use (d) for multilateral settlement.
A. bookkeeping foreign exchange B. foreign currency C. gold and silver D. convertible currency
4. The following (c) reflects the limitations of commercial bill settlement.
A importers and exporters have close business ties and trust each other;
B. Importers and exporters have the ability to prepay funds;
C. The amount of import and export goods is inconsistent with the payment time;
The exporter's bank is not in the importing country.
5. The new content of contemporary international settlement credit management involves (a)
A. Institutional credit and judicial credit B. Employee credit and bank credit
C. Corporate credit and commercial credit D. Bank credit and commercial credit
6. The monetary balance caused by the following item (a) belongs to "non-trade settlement".
A. Service supply B. Fund allocation C. Equipment export D. International lending
7.(B) is not a necessary condition for multilateral settlement under the paper currency standard.
A. the settlement currency is freely convertible. B. Capital flow control is not implemented.
Open accounts in various clearing currencies in commercial banks in relevant countries.
D funds between clearing accounts can be freely allocated.
8. At the beginning of People's Republic of China (PRC), China used (c) in its trade with the Soviet Union and eastern European countries.
A. Unilateral settlement B. Multilateral settlement C. Bilateral settlement D. Group multilateral settlement
9. Credit in traditional international trade and settlement is mainly (D).
A. Institutional credit and bank credit
C. Commercial credit and judicial credit D. Commercial credit and bank credit
10. The core of the international settlement system is (a).
A. credit system B. banking system C. trade system D. foreign exchange management system
1 1. Among the following publications of the International Chamber of Commerce, those applicable to collection are: (b)
A.UCP 600 b . URC 522 c . ISP 98d . INCOTERMS 2000
12. Among the following publications of the International Chamber of Commerce, the publications applicable to commercial letters of credit are: (a)
A.UCP 600 b . URC 522 c . ISP 98d . INCOTERMS 2000
13. Among the following publications of the International Chamber of Commerce, those applicable to standby letters of credit are: (c)
A.UCP 600 b . URC 522 c . ISP 98d . INCOTERMS 2000
14. In the following publications of the International Chamber of Commerce, trade terms are defined as follows: (d)
A.UCP 600 b . URC 522 c . ISP 98d . INCOTERMS 2000
15. Among the following publications of the International Chamber of Commerce, those applicable to bank guarantees are: (d)
A.UCP 600 b . URC 522 c . ISP 98d . INCOTERMS 2000
2 1. Whether the bill endorsement is legal shall be interpreted by the law in (b).
A. Place of issuance B. Place of behavior C. Place of payment D. Place of presentation
22. The validity of an instrument shall be interpreted by (a) the laws of the country where it is located.
A. Place of issuance B. Place of behavior C. Place of payment D. Place of presentation
When making bills, the necessary items that need to be recorded in the form of tables must be complete, and all the necessary items must comply with the legal provisions of bills, so that bills can have legal effect. This is the essence of the case (1).
A. Necessity B. Creation C. Timeliness D. Liquidity and Transferability
24. The ownership of the bill is transferred by delivery or endorsement, which is the essence of the bill (D).
A. Necessity B. Creation C. Timeliness D. Liquidity and Transferability
25. When the creditor on the bill requests the debtor of the bill to perform the obligations of the bill, he must show the bill to the payer to request payment of the fare. This is the nature of case (c).
A. Necessity B. Creation C. Timeliness D. Liquidity and Transferability
26. The drawer makes a written payment credit guarantee on the bill, and the payer or acceptor promises to fulfill the payment obligation according to the par value. This is the function of the case (b).
A. Settlement function B. Credit function C. Circulation function D. Debt offset function
27. In the following ways of recording the payment term of a bill of exchange, (b) must be accepted by the drawee before the specific payment date can be determined.
A. XX days after sight
C. XX days after date d. XX days after shipment
28. Acceptance is an act of (a) expressing the payment responsibility for a time draft.
A. drawee B. payee C. holder D. beneficiary
29. The following statement about a check is correct: (d) A. It is an unconditional written commitment to pay.
The payer can be a bank, an industrial and commercial enterprise or an individual.
C. You can pay immediately or in advance.
D. This is a sight draft drawn by the bank.
30. The relationship between the drawer and the drawee of a cheque is (c).
A. debtors and creditors B. creditors and debtors C. banks and depositors D. suppliers and customers
3 1. A bank in London entrusts a foreign correspondent bank to handle remittance payment to the payee, and the position allocation is as follows (b).
A. Proactively debit the other party's account B. Proactively credit the other party's account
C. authorize to debit the other party's account and authorize to credit our account.
32. If the customer requests the bank to remit money to the foreign payee by telegraphic transfer, the telecommunication fee shall be borne by (c).
A. remitting bank B. remitting bank C. remitter D. payee
33. The remittance method that banks usually can't occupy customers' funds when handling business is (A).
A. all of the above.
34. When consigning goods, (d) takes great risks.
A. importer b, subsidiary c, bank d, exporter
35. Creditor's rights and debts suitable for telegraphic transfer settlement are generally (B).
A. Sporadic small payment B. Large payment with urgent payment time
C.d. Non-emergency funds
36. The correspondent bank needs (b) before remitting money to the payee.
A. Check the signature of the authorized person of the remitting bank B. Check the secrets of the remitting bank
C. Check the message format of remittance bank D. Check the ticket stub of remittance bank.
37. The remittance method of withdrawing money from the remittance bank need not be limited to (c).
A. all of the above.
38. The trade settlement remittance method that is beneficial to exporters is (a).
A. Pay first, then pay B. Sell on credit C. Deferred payment D. Sell
39. The trade settlement remittance method that is unfavorable to importers is (D)
A. Deferred payment B. Credit sale C. Sales order D. Advance payment
40. (3) It is a specific settlement method for the export of some fresh commodities to Hong Kong and Macao by the three coastal provinces in the south of China.
A. Deferred payment B. Credit sale C. Sales order D. Advance payment
4 1, in the collection business, the following relationship does not belong to the principal-agent relationship is (c)
A. Principal and entrusting bank B. Entrusted bank and collecting bank C. Collecting bank and payer D. Principal and "agent when necessary"
42, the following does not belong to the obligation of the collecting bank is (D)
A. The received documents should be checked against the collection instructions, and the entrusting bank should be informed immediately if they are lost;
B. Prompt the payer according to the original vouchers and collection instructions;
C. Be responsible for the surface integrity and correctness of the acceptance form of bills of exchange;
D. When a bill of exchange is rejected for acceptance or payment, make a rejection certificate.
43. The method of D/P and T/T is (C)
Documents against payment
C. click, click, click, click, click, click, click, click, click, click, click, click, click, click, click, click, click, click, click.
44. The draft under D/A is (b).
A. sight draft, forward draft, bank draft and bank acceptance draft
45, collection export bill is (a)
A. Financing of exporters by banks in the place of export; B. Financing of importers by export banks;
C. Financing of exporters by banks at the place of import; D. financial financing of importers by banks at the place of import.
46. In the collection business, in case of non-payment, in order to handle warehousing, insurance, renegotiation, resale or shipment, the principal may appoint an agent at the port of destination, and this agent is (B).
A. entrusting bank B. "agent when necessary" C. collecting bank D. carrier
47. After the importer has paid the payment, the collecting bank will often (c) record the account of the collecting bank and send the corresponding notice to the collecting bank. After receiving the notice, the collecting bank will credit the payment () to the exporter's account.
A. borrow, borrow B. Borrow, borrow C. Borrow D.
48. In D/P at sight, the exporter usually opens (a) and presents it to the importer through the collecting bank.
A. sight draft, forward draft, bank draft and bank acceptance draft
49. In the documentary collection business, exporters cannot reduce and eliminate risks by adopting (d).
A. investigate the reputation and style of importers;
B. Strive for CIF transactions as much as possible and strive for self-protection;
C. Strive for D/P at sight as far as possible;
D. strive for d/a as much as possible.
50. Clean bill collection is generally not used for collection in (b).
A. the difference of export payment B. export payment C. commission D. sample fee
5 1. In terms of settlement method, it should be (b) in the order of the risks borne by exporters from small to large.
A. d/p collection, documentary credit and d/a collection
B. Documentary letter of credit, D/P collection and D/A collection
C. Documentary letter of credit, D/A collection and D/P collection
D. d/a collection, d/p collection and documentary credit
52, the following does not belong to the characteristics of the letter of credit is (c).
A letter of credit is a written document in which the issuing bank bears the main responsibility for payment;
B there are restrictions and conditions for the issuing bank to fulfill its payment obligations;
C. letter of credit is a kind of commercial credit;
D. the letter of credit is an independent and self-sufficient document.
53. The function of letter of credit for exporters is (d).
A. You can get the benefits of the start-up fee without occupying funds;
B. get a considerable settlement fee;
C. You can ask the issuing bank to deliver the documents first and then the payment for goods with the trust receipt;
D. As long as the shipping documents that meet the terms of the letter of credit are handed over to the bank where he has contacts at the place of export, he can get the payment in full and speed up the capital turnover.
54. The first payer of the letter of credit is (A).
A. issuing bank b informs bank c, negotiating bank d applicant.
Generally speaking, the responsibility of the confirming bank to confirm the letter of credit is (c).
A. When the negotiating bank fails to pay, it shall be liable for payment;
B. When the issuing bank is unable to pay, it shall be liable for payment;
C. bear the main responsibility for payment;
When the applicant is unable to pay, he should be responsible for the payment.
According to the interpretation of UCP600 of the International Chamber of Commerce, all letters of credit should be (B).
A. revocable letters of credit; B. irrevocable letter of credit;
It can be a revocable letter of credit or an irrevocable letter of credit;
D. determined by the issuing bank and the beneficiary through consultation.
57. The following statement about negotiation of draft under letter of credit is correct (A).
A it can be a sight draft or a time draft; B. it can only be a sight draft; C. it can only be a time draft; D. no draft is needed.
58. The negotiable letter of credit for delivery is (D).
A. First beneficiary B. Applicant C. Intermediary D. Second beneficiary
59. When a negotiable letter of credit is used, the transferring bank cannot change (a).
A. terms related to commodity quality specifications; B. the total amount of the letter of credit;
C. unit price of goods; Date of shipment and validity of the letter of credit.
60.(b) is a letter of credit that allows exporters to withdraw all or part of the payment before shipping documents.
A. sight payment letter of credit B. prepayment letter of credit C. letter of credit D. confirmed letter of credit
6 1. According to UCP600, the reasonable time for the issuing bank to review the documents and decide whether to raise objections is (a).
A. 5 working days after receipt of documents
C. 8 working days after receipt of documents D. 65438+ 00 working days after receipt of documents
62. Among the following banks, (a) has the right of recourse after paying the beneficiary of the letter of credit.
A. negotiating bank B. issuing bank C. confirming bank D. paying bank
63. In the letter of credit business, (c) there is no obligation to pay the beneficiary.
A. issuing bank B. confirming bank C. advising bank D. paying bank
64. The characteristics of the letter of credit show that the bank concerned handles (d) in the letter of credit business.
A. related goods B. related contracts C. mortgage D. related documents
65. In the following bank (c), there is no need to check the documents before paying the beneficiary of the letter of credit.
A. negotiating bank B. issuing bank C. reimbursing bank D. paying bank
66. Among the following international settlement methods, the most beneficial to exporters are: (b)
A. Cash on delivery B. Advance payment C. Collection
67. Among the following international settlement methods, the most favorable ones for importers are: (a)
A. Cash on delivery B. Advance payment
68. Among the following international settlement methods, the highest cost is (d) C. Collection D. Letter of credit D.
D. Letter of credit A. Cash on delivery B. Advance payment C. Collection
69. Among the following international settlement methods, (d) can best balance the interests of both importers and exporters.
A. Cash on delivery
B. Advance payment for goods
C. collectibles
D. letter of credit
70. In the transaction of complete sets of equipment, in addition to the payment, there is also a deposit or retention money. Which of the following payment methods and financing methods is the most reasonable combination? (4)
A. Collection and remittance
D/A and factoring business
C. letters of credit and collection
D. letters of credit and guarantees
7 1. When the exporter has just entered a certain market and the market competition is fierce, which of the following payment methods and financing methods is the most reasonable? (2)
A. letters of credit and remittances B. documents against acceptance and factoring C. letters of credit and collections D. letters of credit and guarantees
72. For some commodities whose quantity is difficult to control, the more suitable combination of settlement methods is (a).
A. letters of credit and remittances B. documents against acceptance and factoring C. letters of credit and collections D. letters of credit and guarantees
73. For importers, it is possible to reduce the amount of opening letters of credit, pay less deposit for opening letters of credit and pay less capital; For exporters, banks can also be required to pay the full payment before submitting documents to importers. The safer combination of foreign exchange settlement methods is (C).
A. letters of credit and remittances B. documents against acceptance and factoring C. letters of credit and collections D. letters of credit and guarantees
74. Under the settlement mode of combining L/C with collection, a full set of shipping documents: (a)
A. Attached to the collection part of the draft B. Attached to the letter of credit part of the draft.
C. the exporter sends it directly to the importer. When the importer pays off the amount under the letter of credit, the bank can pay the documents.
76. The following (b) is a document of ownership.
A. commercial invoice B. blank bill of lading C. insurance policy D. registered bill of lading
77. Except for (c), the following documents must be signed or sealed by the issuer.
A. documentary draft b ocean bill of lading c commercial invoice d insurance policy
78. Railway waybills, parcel receipts and air waybills have the following characteristics: (a)
A. they are all names. They are all certificates of ownership.
C. the signature of the carrier is not required. D. there are two originals.
The insurance policy says "All Risks", which means that item (d) is not included.
A. FPA B. WPA C. General additional risks D. Special additional risks
Generally speaking, the shipping document accepted by the issuing bank is (C).
A. charter party bill of lading B. countersigned bill of lading C. clean bill of lading D. ready bill of lading
8 1. 1 L/C stipulates the shipment of 2,500 industrial sewing machines. The total amount of the L/C is $305,000, and the unit price is.
$65438+$020. Then the maximum quantity and foreign exchange demand that exporters can deliver should be (a).
A.2,500 sets, 300,000 USD 2,530 sets and 303,600 USD.
C.2,540 sets, 304,800 USD; D.2,500 sets, 305,000 USD.
82. The bill of lading has the following notation for the goods shipped: "A wooden case is supported by two iron bars". This bill of lading is (b)
A. direct bill of lading B. clean bill of lading C. unclean bill of lading D. countersigned bill of lading
Unless otherwise stipulated in the letter of credit, generally speaking, a "clean on board" transport document means (a).
A. There are shipping notes and carrier's signature on the documents, but there are no descriptions and notes on the goods and/or packaging defects.
B there are no comments and signatures on the ship, and there are no descriptions and comments on the goods and/or packaging defects.
C the words "deck cargo" should be marked on the document and signed by the carrier.
Indicates that the goods are ready for shipment and the appearance is not damaged.
84. The amount of the letter of credit is 30,000,000 yen. The cif price of the invoice is 29,995,000,84 yen. The letter of credit stipulates that the beneficiary shall take out insurance with the insurance company according to 1 10% of the invoice value. At that time, the exchange rate was $65,438+0 = 65,438+yen.
Answer. 249,960 USD 33,000,000 JPY 32,994,500 JPY 250,000 USD
Insurance premium = CIF price ×( 1+ insurance premium rate )× insurance premium rate.