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Can the bank check all remittance records? How to check

Hello, you can make inquiries online or at the bank.

Take ICBC as an example, how to check transfer records online:

Go to the homepage of ICBC and click "Log in to Personal Online Banking";

Enter the account number, Log in to online banking after entering the online banking login password and verification code;

Operating environment: The mobile phone is Redmi k30 i, applicable system: MIUI 12.1.1; ICBC app (version number: V.2.1.2.3 )

: 1. What is remittance

Remittance is also called "remittance payment". One of the international settlement payment methods. A business processing method in which the payer actively remits money to the payee through a third party (usually a bank) using various settlement tools. There are usually four basic parties in the remittance business: the remitter (i.e. the payer), the remitting bank, the remitting bank, and the payee. There are three commonly used remittance methods: (1) Letter remittance, that is, the remitting bank will mail the remittance to the remittance bank through a letter of authorization at the request of the remitter, and entrust it to pay to the payee. (2) Wire transfer, that is, the remittance bank shall notify the foreign remittance bank by telegram or telex at the request of the remitter and entrust it to pay the remittance to the designated payee. (3) Draft remittance, that is, the remittance bank issues a draft on behalf of the remittance payee at the request of the remitter, and gives it to the remitter to mail or carry out of the country, and then gives it to the payee to collect the remittance from the remittance bank.

More and more citizens are willing to choose bank card remittances. As long as the name and card number of the other party are provided, cardless deposits can be made in other places. ICBC, ICBC, China Construction Bank, Shanghai Pudong Development Bank and other banks have opened this business. Citizens should note that many banks charge fees for off-site deposits and withdrawals. Therefore, whether remittance locations are widely distributed and whether remittances and withdrawals are convenient have become important indicators to consider. For example, even though Agricultural Bank of China and ICBC have branches in remote places such as Tibet, Inner Mongolia, and the top of Huangshan Mountain, they are still relatively popular with customers. Shanghai Pudong Development Bank's bank card remittances to other places are still free of charge, and citizens can also take advantage of them.

It is a good idea for citizens traveling around the world to carry a bank card. For families with children studying abroad, parents use their main card to handle deposits domestically, and their children only need to bring a secondary card to make purchases and withdraw money abroad. But the biggest disadvantage is that it is unsafe to carry. If you are traveling abroad for consumption, it is better to deposit the foreign currency into the Jinsui International Debit Card and swipe the card directly for consumption.