I. Bank Card Remittance
More and more citizens are willing to choose bank card remittance. As long as you provide the other party's name and card number, you can realize card-free deposit in different places. Banks such as Workers and Peasants China Construction and Shanghai Pudong Development Bank have already opened this business. Members of the public should note that many banks deposit and withdraw money from different places. Therefore, whether remittance is widely distributed and convenient has become an important indicator to be considered. For example, Agricultural Bank of China and Industrial and Commercial Bank of China have branches in remote areas such as Tibet, Inner Mongolia and the top of Huangshan Mountain, but they are very popular with customers. The bank card remittance of Shanghai Pudong Development Bank is still free, and citizens can also choose cheap ones.
Two. Special remittance
In addition to price, convenience is also a big selling point of remittance business. The new roaming remittance launched by ABC meets the needs of the public. There is no need to ask the name and address of the remittance bank. Just write down the payee's name and tell the payee that after the other party receives the bill password, it can cash the bill at any branch of the Agricultural Bank of China. This roaming remittance service is not only suitable for remittance to relatives and friends, but also very convenient for cash users in different places, such as business trip, work, business, travel abroad, school and so on. More than 400 branches of Shanghai Agricultural Bank opened roaming remittance and withdrawal functions. Customers only need to carry their personal identification documents to handle this business in the branch. The specific charge of roaming remittance business is only 1% of the remittance amount, ranging from 1 yuan to 50 yuan.
At the same time, it is also convenient to use online banking to transfer money. Agricultural Bank of China 95599 website and telephone banking can make intra-card transfer and inter-bank transfer. Industrial Bank launched 95588 telephone banking remote transfer service function. During the Spring Festival, China Construction Bank implemented preferential measures for online remittance, charging only 0.3% of the remittance amount.
Third, ordinary remittance.
Ordinary draft This is the most commonly used remittance method for the public and the most common remittance method on the market. Its advantage is that the remittance amount is relatively large, and citizens can remit unlimited funds from their cash account, and the cash account or cash amount is less than 50 thousand yuan. If you provide relevant supporting documents, you can go directly to the bank. Ordinary remittance usually takes 3 days to reach the other party's account.
Fourth, Western Union remittance.
The biggest feature of Western Union remittance is its fast remittance speed, many branches, no need to open a bank account, no agency fee, and the price of paper money is the same as that of foreign exchange. Unfortunately, the foreign currency that can be handled is limited to US dollars. The maximum remittance amount is $65,438+00,000, and only personal remittance is accepted. Customers should carry their identification and use certificates when handling. This service is not available in Africa.