Legal basis: Paragraph 2 of Article 14 of the Notice of the People's Bank of China, the Ministry of Finance, the Insurance Regulatory Commission of the Bank of China, the China Securities Regulatory Commission and the State Administration of Foreign Exchange on Further Strengthening Financial Support for the Prevention and Control of novel coronavirus Infection. For those who are hospitalized or isolated due to new pneumonia infection, need to be isolated and observed due to epidemic prevention and control, and participate in epidemic prevention and control, if they fail to repay in time due to the impact of the epidemic, they can submit relevant overdue loans without overdue records, and those that have been submitted can be adjusted. Individuals and enterprises that temporarily lose their sources of income due to the epidemic can submit credit records according to the adjusted repayment arrangements.