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How to charge for online transfer of China Industrial and Commercial Bank? (Inter-bank, Inter-bank, Off-site)
(1) Remarks on the implementation time of service fee charging standards: 1. Annual fee for online banking (including bank-enterprise interconnection and e-commerce) certificate. 200 yuan, February 2000. 1.2. The annual service fee of online banking certificate (CFCA certificate) is the lowest for each certificate. 280 yuan, 8 June 2009. 3. Annual fee for online banking account. 20 yuan of each registered account (general unit) is 65438+ as of February 20th every year. Accounts registered for more than half a year (inclusive) are charged according to the standard, and those registered for less than half a year are charged at half price. June 65438+1October 65438+1October 0, 2004. 4. The annual service fee for VIP room of online banking is 65,438 yuan+00,000 yuan per customer. June 65438+1October 7, 2006. 5. Corporate online banking. 6. Bank-enterprise interconnection service fee is 654.38+10,000 yuan (one-time charge). Where a special website opens the interconnection between banks and enterprises, it shall be implemented in accordance with the service fee standard for the opening of special websites. ) June 2004 5438+ 10/7. Annual service fee for bank-enterprise interconnected account 200 yuan for each registered account (this fee is not charged for general corporate customers and group customers' main accounts; As of February 20th every year, 65438+, accounts registered for more than half a year (inclusive) are charged according to the standard, and those registered for less than half a year are charged at half price). June 7, 2006. 8. ICBC Express (balance change reminder) service fee per mobile phone number per month 10 yuan. April 9, 2009. Telephone banking service fee per certificate. According to the customer number or login account number, the fee is charged according to the standard of the certificate. ) June 65438+1October 65438, 2004, implemented according to the standards published by the local industrial and commercial bank. 10. The annual service fee for bill custody is 8000 yuan per customer. On June 8, 2009, it was implemented in accordance with the standards published by the local industrial and commercial bank. (2) Description of the execution time of the transaction fee charging standard: 1. 0.8 yuan for RMB settlement business of electronic banking in ICBC system; The off-site business is charged according to the charging standard of counter fund remittance business. June 8, 2009. Inter-bank electronic banking RMB settlement is charged according to the charging standard of counter fund remittance business, and the foreign business handled online in the same city is charged according to each transaction 1 yuan. Unless otherwise stipulated by the local people's bank, it shall be implemented in accordance with the provisions of the people's bank. Handling fee for foreign exchange remittance on June 8, 2009: 0.8‰ of the remittance amount, converted into RMB equivalent according to the foreign exchange quotation of the Bank on that day, with the minimum 40 yuan per transaction and the maximum 800 yuan per transaction; Postal expenses: each 10 yuan. On June 8, 2009, the company's financial office (including the VIP room) charged the payer. Each transaction in the same city within the ICBC system shall not exceed 5 yuan, and each transaction in different places within the ICBC system shall not exceed 10 yuan; Inter-bank business is charged according to the charging standard of fund remittance business. June, 2005, 5438+ 10 1, implemented according to the local industrial and commercial bank announcement standard. 5. If the physical bill is in custody, it will be charged at 0.5 ‰ of the par value, with the lowest 20 yuan and the highest 200 yuan; If we only entrust our bank to enter bill information, each bill will be 1 yuan. 2006: 65438+10.7 * standard remittance fee for OTC fund remittance business: ordinary expedited (2 hours after receipt): 5 yuan/transaction 10000 yuan (inclusive) plus 30%0.5 yuan /0.5 yuan/transaction:/kloc. Pen 6,543.8+10,000 yuan-500,000 yuan 6,543.8+05 yuan/pen 500,000 yuan-6,543.8+10,000 yuan 20 yuan/pen more than 6,543.8+10,000 yuan, implemented at 0.02‰ of the amount, and the longest execution time of 200 yuan (III) charging project is 1. Gold card and silver card certificate fee Goldpac GPK 16000. 65 yuan 200465438+1 October1brand certificate Each chip is different, but the function is the same, and customers can choose to use it. 2. The specific model of the certificate shall be subject to the announcement of the local industrial and commercial bank. G&D STARCOS SPK2.3 huahong BHDC PKI(32K) 60 original huahong BHDC PKI( 16K) 2 per 50 yuan. Ordinary card certificate 10 yuan, 2004 10/3. U shield cost Goldpac 2006 every August in 60 yuan 1 65438. 2. The specific model of U shield shall be subject to the announcement of local industrial and commercial bank. Goldpac gem PC key g&d starkey100 Hua Hong BHDCUSB(32K) Hua Hong BHDC USB( 16K) each 58 original Hua Hong HH-UKEY(LCD) each 85 yuan is subject to the online time of the local industrial and commercial bank. 4. Card reader fee of Goldpac GEMPC400 per 460 yuan in 2004 65438+1October 65438+1October 65438+1October 65438. 2. The specific model of the card reader shall be subject to the announcement of the local industrial and commercial bank. Goldpac GEMPC4 10 each set of 200 yuan jinbangda gempc430 goldpac gempctwin g&d stars Cr100g&d cardman10g&d cardman 2020 each set 150 yuan.

Refers to the fees charged by our bank for providing personalized e-banking services to specific customers through negotiation. (5) Description of the implementation time of charging standards for other charging items: 1. February, 2000 1 loss report certificate for each 20 yuan. 2. February 2004 1 day password reset fee per 20 yuan. Personal business (1) Remarks: Implementation time of service charge standard 1. The annual online banking service fee is 12 yuan per customer per year, and there is no charge on May 10, 2008. 2. Annual service fee for 2.VIP online banking members 180 yuan/year, silver member 360 yuan/year and gold member 540 yuan/year. In July 2008, 12, 1, customers with wealth management accounts and peony gold cards in online banking registration cards became members directly;

2. Register the Peony Platinum Card at the counter of ICBC as the customer of the online banking registration card. The online banking registration card includes the customer of the wealth card and becomes a member of the silver card directly.

3. Customers who automatically become members, bank members or gold members are exempt from the annual fee for the service of this level of membership.

3. The upgrade fee of 3.VIP online banking member upgrade service fee is calculated according to the annual fee of the target member level minus the annual fee of the original member level unused by the customer. The calculation formula is as follows:

Upgrade fee = annual service fee of target membership level-(annual service fee of original membership level has been purchased/12)× remaining membership time in July 2008 12 1. Junior members can pay a certain fee to upgrade to senior members;

2. The remaining membership time is calculated according to the number of remaining member months, and the part less than 1 month is not calculated;

3. When customers who automatically become VIP online banking members or silver members choose to upgrade, the remaining members are calculated as 12 months. 4. On July 2, 2008, mobile banking (WAP) did not charge the annual fee for each customer in 60 yuan. 5. There is no charge for centralized transfer by banks in the same city;

4.5 yuan or 40.5 yuan per household in different places on June 8, 2009. Automatic fund collection function 1 month 2 yuan; 6 yuan within 3 months; 6 months 10 yuan; 1February 20 yuan June 2008 5438+October 5438+08 7. ICBC's net value of express service fund reminds that 2 yuan will be charged 50% discount from June 8, 2009 to April 2009 1 to February 3, 2009/. Reminder of stock closing price and arrival price, from June 8, 2009 to April 2009 1 to February 3, 2009/,will be charged at 50% 2 yuan every month. The net value of wealth management products will be reminded from June 8, 2009 to April 2009 1 to February 3, 2009/,and 2 yuan will be charged at a 50% discount every month. From June 8, 2009 to April 1 day, 2009 to February 3 1 day, the foreign exchange information of securities was collected at a 50% discount every month in 2 yuan. From June 8, 2009 to April 1 2009 to February 3 1 2009, 2 yuan will be charged at 50% monthly for time deposits, card overdrafts and card expiration reminders. Reminders of continuous password errors and interest rate changes in local and foreign currencies will be charged at a monthly discount of 50% for 2 yuan during 20031October 23rd 165438, and from April 0th, 2009 to February 0th, 2009, 65438+3 1. Treasury bond price reminder monthly 2 yuan June 8, 2009 temporarily exempt each account balance change reminder monthly 2 yuan June 10 login SMS reminder monthly 1 yuan June 2009 10 VIP online banking reminder free monthly 1 yuan May 10 comprehensive statement service mailbox monthly 3 yuan, Mail monthly 5 yuan June 8, 2009 mailbox temporarily exempt from combined statement service mailbox monthly 3 yuan, mail 5 yuan June 8, 2009 temporary free remittance email notification service, each message, June 30, 2005 0.2 yuan, RMB account gold SMS reminder service, May 65, 2008 438+00 0.2 yuan, gold deferred business transaction notification SMS reminder, February 26, 2009 0.2 yuan, gold deferred business margin warning and 0.2 yuan February 2, 20091,8. Transfer the agreed amount of online personal financial service fee to RMB 16 yuan for each service. May, 2008 10, and the appointment period is temporarily waived. Transfer per service 16 yuan. May 2008 10, T+0 financing, each 16 yuan. The annual service fee is RMB 65,438+02 per customer per year. 438+00 on May 65, 2008, according to the standards published by the local industrial and commercial bank. 10. Mobile banking (SMS) information service fee package 1 25 yuan, 100. May 2008 10 Package is valid for two years; Customers who send SMS to our bank to handle mobile banking business must pay SMS communication fee to the mobile phone communication operator, and the package fee does not include SMS communication fee; When a customer initiates short message services such as transfer and remittance, no matter how many short messages we reply, it will be counted as a short message. Mobile banking (SMS) activation, cancellation, donation, donation inquiry, package purchase, package information inquiry and help inquiry are free, and the information sent is not included in the package. Package 2, 45 yuan, 200 pieces, May 2008 10, Package 3, 100 yuan, 500 pieces, May 2008 10 (2) Transaction costs, business types, charging standards, execution time, remarks,/kloc- Electronic express remittance, ICBC remittance service in the same city is free of charge.

For business in different places, 0.9% of the remittance amount is charged, with a minimum of 1.8 yuan and a maximum of 45 yuan per transaction.

On June 8, 2009, from September 1 day, 2009 to February 3 1 day, VIP online banking members charged 0.45% of the remittance amount, with the lowest 0.9 yuan and the highest 22.5 yuan; Inter-bank remittance and inter-bank remittance of silver card members and gold card members are charged at 0.27% of the remittance amount, with a minimum of 0.54 yuan and a maximum of 13.5 yuan.

June 2009: 5438+065438+1 October120 10, 65438+February 3 1, WAP customers' inter-bank remittance and inter-bank remittance are charged at 0.2% of the remittance amount, with the lowest 0.4 yuan and the highest/kloc. Inter-bank remittance is charged at 0.9% of the remittance amount, with a minimum of 1.8 yuan and a maximum of 45 yuan per transaction. 2. Handling fee for cross-border remittance: 0.8‰ of remittance amount, with a minimum of 16 yuan/transaction and a maximum of 160 yuan/transaction; Telecommunication fee: 100 yuan/transaction. For foreign exchange remittance in foreign currency cash account, our bank will also charge the foreign exchange difference according to the foreign exchange quotation of the day. April 24, 2008. Overseas VISA card remittance fee: 0.6% of the remittance amount, with the minimum 60 yuan RMB/10 2009 June 2009 18 4. There is no tuition fee for the business in the same city, and the fee for the business in different places is 5.5 yuan 165438+20031October 23rd.

Description of implementation time of charging standard for charging items: 1. U shield fee: Goldpac 2006, 60 yuan, August 1, 2007, 1. Different brands of U shield have different appearances and chips, but their functions are the same, so customers can choose to use them. 2. The specific model of U shield shall be subject to the announcement of local industrial and commercial bank. Goldpac GEMPC KEY each 60 yuan G&D STARKEY 100 Hua Hong BHDCUSB(32K) each 60-rainbow USB( 16K) each 58-rainbow HH-UKEY(LCD) each 85 yuan 2008 65438+ February 30 2. The card reader fee is the same as the enterprise card reader fee standard 2004 65438+/Kloc.

1. In case of adding or adjusting the charging standard, China Industrial and Commercial Bank will make an announcement through this column 10 working days before implementation;

2. The final interpretation and execution right of the above charging standards belongs to China Industrial and Commercial Bank. Three. The charging standard of e-commerce (1) service charge items is 1. The service fee for each B2B, B2C and C2C special unit opened by the special unit is not less than 2,000 yuan (one-time charge) (2) The charging standard for the transaction fee is 1. Online payment of B2B business subscription business in ICBC account: the minimum transaction amount is 5‰ or the minimum 5 yuan is charged to the special unit; If it is a business in a different place, it should also charge the payer according to the charging standard of counter fund remittance business.

Refund business: transaction fees are not charged separately. Whether or not to refund the transaction fee of the original order business and the refund method shall be implemented as agreed by both parties.

2. ICBC online payment for B2C business subscription: the minimum charge is 65438+ 0% of the transaction amount of each order, and each order is not lower than that of 0.5 yuan.

Return transfer business: transaction fees are charged according to the corresponding charging standards for settlement business of enterprise e-banking in the same city and different places.

Refund business: transaction fees are not charged separately. Whether or not to refund the transaction fee of the original order business and the refund method shall be implemented as agreed by both parties.

3. Online payment of C2C business orders from ICBC account: at least 1% of each transaction amount is charged to the special unit, and each order is not lower than that of 0.5 yuan. 4. The overseas card online payment service charges the special unit a fee of at least 3% of the transaction amount of each order. 5. The minimum charge standard of ICBC mall business is based on the transaction amount of each order: for general products, the rate is not less than 2.5% of the transaction amount; Sales of insurance, lottery tickets, software and other special goods, the rate is not less than 5% of the transaction amount. If the annual cumulative transaction cost is less than 654.38+10,000 yuan, the fee will be charged at 654.38+10,000 yuan. 6. The transaction promotion business is charged one by one according to the transaction volume or packaged in the form of annual service fee. The minimum charge according to the transaction amount is 2% of the transaction amount, and the minimum charge for packaging is 654.38+10,000 yuan per year.