Judging the specific amount of your annual fee mainly depends on the specific level of your ICBC Global Card. If China Industrial and Commercial Bank is an ordinary Global Card holder, it needs to pay a handling fee of 100 yuan a year. If you are a cardholder of China Industrial and Commercial Bank Global Card, you need to pay a one-year 200 yuan fee; If you are the holder of the Platinum Card of China Industrial and Commercial Bank Global Card, you need to pay a handling fee of 2000 yuan a year. In short, the higher the level of your global card, the more thoughtful the service you enjoy. Accordingly, your global card fee is a little higher than that of ordinary cards.

1, ICBC's global card has many uses and benefits: ICBC's UnionPay and MasterCard are two-way channels, so their credit card channels are interoperable, so they can be used with each other. Even in China, they can also repay through Alipay (APPle 12, ios 14, the latest version of Alipay App). Moreover, you can also use RMB to buy foreign exchange repayment, and another way is to repay directly in foreign currency. If the customer decides to start automatic purchase of foreign exchange, he will automatically purchase foreign exchange from the debit card for repayment on the repayment date. If it is automatic foreign exchange or manual repayment, the foreign exchange handling fee can be exempted. Moreover, China Industrial and Commercial Bank has done a good job in the global card extension service. Airports all over the world have their own VIP rooms to provide better services. ICBC's Global Card also has cashback and firm offer feedback functions. Using EMV standard chip medium, customers don't have to worry at all, because its encryption ability is stronger and the card is safer accordingly. In short, whenever and wherever you swipe your card, customers can enjoy the unconditional discount of directly exempting the exchange fee, which is also a disguised discount. In addition, it also provides cardholders with all-round business travel services and discounts of "clothing, food, housing, transportation, shopping and learning".

1. China Industrial and Commercial Bank's specific process of prepayment: First of all, according to the relevant regulations of the bank, customers should prepay, and they should submit a written application to the relevant bank at least one week to one month in advance, and agree with the specific repayment date. Then the customer needs to bring his ID card and the loan contract signed with the bank according to the agreed date. I personally go to the bank to fill out the loan application form and the loan agreement in advance. After deducting the loan principal and interest, you can repay in the loan account, and the bank will automatically deduct the money. Generally speaking, banks have no restrictions on the amount of mortgage loans, and customers can choose to repay in whole or in part at one time.