Bank transfer records shall be kept for 5 years, counting from the time of transaction bookkeeping. If it is more than five years, some banks may not deposit it. Generally speaking, banks will keep transaction records for more than five years out of caution, such as 15 years. Users can check the transfer records through bank counters, online banking, mobile banking, bank WeChat official account and other channels.

Query transmission data stream:

You can log in to mobile banking and click the function of "transfer-transfer record" to make an inquiry. You can query the transfer transaction information of online banking/mobile banking within 1 year at the longest, and each query time spans 3 months. This record contains information about the success and failure of the transaction.

Banks are legally established financial institutions engaged in money and credit business. It is the product of the development of commodity economy and monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.

Commercial bank, CB for short, is a kind of bank. Its duty is to undertake credit intermediary business through deposits, loans, remittances, savings and other businesses. The main business scope is to absorb public deposits, issue loans and discount bills. General commercial banks have no right to issue currency. The traditional business of commercial banks is mainly deposit and loan business.

From August 20 14 1 day, the account management fee, annual fee and handling fee for individual customers to withdraw pensions from different places are conditionally exempted, and some charging standards are reduced. The service fee for personal inter-bank counter transfer and remittance is the highest in 50 yuan, and the service fee for enterprise inter-bank counter transfer and remittance is the highest in 200 yuan.

Investment bank is a kind of financial institution corresponding to commercial bank. Non-bank financial institutions mainly engaged in securities issuance, underwriting, trading, enterprise restructuring, mergers and acquisitions, investment analysis, venture capital, project financing and other businesses are the main financial intermediaries in the capital market. Investment bank is the name of the United States and continental Europe. It is called a commercial bank in Britain and a securities company in China and Japan.

There are four main organizational forms of investment banks: first, independent professional investment banks. There are many institutions of this type in the world. They have their own business directions, such as CITIC Securities and CICC in China, Goldman Sachs and Morgan Stanley in the United States; Second, investment banks controlled by commercial banks, mainly commercial banks engage in investment banking business through mergers and acquisitions of other investment banks, equity participation or establishment of subsidiaries. This form is very typical in Britain and Germany, such as HSBC Group and UBS Group AG. Third, universal banks directly operate investment banking business, mainly in Europe. Banks are engaged in investment banking and commercial banking. Investment banks are mainly engaged in investment business. Fourth, multinational financial companies.

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