If the account is closed, the balance must be settled and cannot be retained, which is impossible in the specific practice of the bank!

In one case, banks now regularly clean up accounts that have been inactive for a long time. Generally, if you don't keep an account for more than one year, they will automatically close the account!

The account balance will be transferred to the internal account of the bank (the account has not been withdrawn for a long time). If the cancelled enterprise wants to raise the remaining funds, it needs to go through the account cancellation procedures before it can withdraw the money with the reserved seal and remit it to the RMB account or transfer it to another bank account with the same name!