2, the fund has no time to stare at the market for a long time, lacks the experience and common sense of stock trading, and has a relatively small risk tolerance, so the fund has become the investment choice of these people. Generally speaking, equity funds have the highest risk, monetary funds have the lowest risk, and bond funds have the middle risk.
3. Bonds From the perspective of portfolio, the long-term stability of bonds is the key reason for everyone to hold them.
4. Gold China people have a natural affection for gold, and the current high price of gold has brought this traditional metal investment product into public view again. Some experts believe that the recent turmoil in the international market has led to a large amount of funds switching to gold, but it does not mean that this is an eternal safe haven.
5, speculation in foreign exchange to make money should consider the risk of exchange rate changes. Especially through foreign exchange margin trading, the risk will be amplified in proportion. Yan Qian Weekly reminds those domestic people who hold US dollars or earn US dollars a month that avoiding exchange rate risks is an issue that cannot be ignored in the face of the continuous rise of RMB.
6. It takes a certain amount of thought to select products for bank wealth management products, but after buying them, they are basically taken care of by professional teams. At present, with the bull market, the products with new shares have a good record, but generally speaking, bank wealth management products are suitable for people who pursue stability, have low requirements for yield and do not want to participate in market transactions in person.
7. Trust products The CBRC will position the trust company as a professional high-end financial service institution. The entry threshold of 654.38+100,000 yuan means that the trust investment participants are not very wide. Trust products follow the principle of "at your own risk", and the risks are judged and borne by investors themselves.
8. Futures futures are suitable for adventurers with a large number of personal assets. In fact, not many people invest in this field. It can be said that money comes quickly and loses quickly. If stocks may make your assets zero, then futures may still be owed. And the holding time of the stock can be controlled by itself, but the futures contract must be settled when it expires.
9. Real Estate Although most people buy real estate for themselves, many people "buy houses for rent" or "resell them". If the funds allow, the expectation of rising house prices exists, and choosing to buy a house is undoubtedly a good policy, but the liquidity of real estate is poor. If you invest in buying a house, you'd better use the surplus funds if you don't need to use it for a short time.
10, this is a special financial management field. Most of the people involved are out of their own hobbies. Antiques, masterpieces, coins, stamps, etc. You can invest in the collection and kill two birds with one stone.